10491 Stokes Ave, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10491 Stokes Ave, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1970
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,320,000 (Sep 2022)
Tax Bill	$29,110 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`326-48-040`

Property Details

APN / Parcel Number

Primary APN	`326-48-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,666 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	104 ft deep x 75 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	10491 STOKES AVE
City	CUPERTINO
State	CA
Zip	95014-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4735 BOOK 261 PAGE 24 LOT 73
Legal Subdivision	4735P
Legal Tract	4735
Legal Lot Number	73
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2011
Census Tract	507805

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10491 STOKES AVE, CUPERTINO, CA 95014-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Dec 19, 2001 · Amount on Record
Deed Document Number	202225374685
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 20, 2022
Property Address	10491 STOKES AVE, CUPERTINO, CA 95014-1242
Document Number	0025374685
Map Reference	MB 261 PG 23&24
Instrument Date	Sep 2, 2022
Instrument	25374685
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10491 STOKES AVE, CUPERTINO, CA 95014-1242

Mortgage

Document Number	0025374686
Date	Sep 20, 2022
Instrument	25374686

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Oct 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10491 STOKES AVE, CUPERTINO, CA 95014-1242
Document Number	0023604225
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10491 STOKES AVE CUPERTINO CA 950141242, CUPERTINO, CA 95014-1242

Mortgage

Document Number	0023604225
Date	Mar 16, 2017
Instrument	23604225

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,462,001 (+2%) Land $2,215,802 Building $246,199
2025	$29,110.00 (+3.7%) Homeowner's exemption	$2,413,727 (+4.04%) Land $2,172,355 Building $241,372
2023	$28,072.00 (+116.86%) Homeowner's exemption	$2,320,000 Land $2,088,000 Building $232,000
2022	$12,945.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUPERTINO serves 16,336 people · EPA ID CA4310018
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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