Flagler County property record for 10491 State Rd 11, Bunnell, FL 32110
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,088 sqft · built 1986 |
| Lot Size | 2.29 acres (99,752 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Apr 2021) |
| Tax Bill | $3,270 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 31-13-30-0000-02011-0011 |
| Primary APN | 31-13-30-0000-02011-0011 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,088 sqft Heated Area |
| Gross Area | 3,592 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 99,752 sqft (2.29 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Storage Building | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 10491 STATE ROAD 11 |
|---|---|
| City | BUNNELL |
| State | FL |
| Zip | 32110-5768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | 0002.29 ACRES PARCEL LOCATED IN NE 1/4 238.71' ON SR 11 & 417.42' DEEP ON S LINE OF NE QUARTER OR 151 PG 173 |
| Legal Range | 30E |
| Legal Township | 13S |
| Legal Section | 31 |
| Legal Lot Number | 11 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 4 |
| Census Block | 4101 |
| Census Tract | 60207 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10491 STATE ROAD 11, BUNNELL, FL 32110-5768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Apr 5, 2021 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2021 · Amount on Record |
| Deed Sale | Apr 5, 2021 · Amount on Record |
| Deed Document Number | 2021017849 |
| Deed Book / Page | 2546 / 895 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 10491 STATE ROAD 11, BUNNELL, FL 32110-5768 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10491 STATE ROAD 11, BUNNELL, FL 32110-5768 |
| Document Number | 0027190849 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 2719/849 |
| Instrument | 2022044484 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23059 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 5, 2021 |
| Property Address | 10491 STATE ROAD 11, BUNNELL, FL 32110-5768 |
| Document Number | 0025460895 |
| Book / Page | 2546 / 895 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021017849 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10491 STATE ROAD 11, 10491, BUNNELL, FL 32110-5768 |
| Name | Verified Name |
|---|---|
| Address | 10491 STATE ROAD 11, BUNNELL, FL 32110-5768 |
| Document Number | 0002546896 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2546/896 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,270.00 (-9.14%) Homeowner's exemption | $278,838 (+4.16%) Land $57,250 Building $221,588 | $278,838 (+4.16%) Land $57,250 Building $221,588 |
| 2023 | $3,599.00 (+4.8%) Homeowner's exemption | $267,692 (+2.11%) Land $40,075 Building $227,617 | $267,692 (+2.11%) Land $40,075 Building $227,617 |
| 2022 | $3,434.00 Homeowner's exemption | $262,171 Land $40,075 Building $222,096 | $262,171 Land $40,075 Building $222,096 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Nov 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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