10491 Perry St, Zeeland, MI 49464 Property Records

Ottawa County property record for 10491 Perry St, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,133 sqft · built 1987
Lot Size	0.42 acres (18,295 sqft)
Owner	Company Name on Record
Tax Bill	$3,360 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-23-400-039`

Property Details

APN / Parcel Number

Primary APN	`70-16-23-400-039`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,133 sqft Living Area
1st Floor Area	1,422 sqft
Basement Area	1,422 sqft
Unfinished Basement	1,422 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1991
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Area	1,042 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10491 PERRY ST
City	ZEELAND
State	MI
Zip	49464-1471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEE MAP
Legal Description	PART OF SE 1/4 COM N 89D 47M 15S W 12262 FT FROM SE SEC COR TH N 89D 47M 15S W 100 FT, N 0D 04M 48S W 183 FT, S 89D 47M 15S E 100 FT, TH S 0D 04M 48S E 183 FT TO BEG SEC 23 T5N R15W 42 A FROM 16-23-400-037 9/87
Legal Range	15W
Legal Township	05N
Legal Section	23
Legal Block	400
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3028
Census Tract	22206

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10491 PERRY ST, ZEELAND, MI 49464-1471
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Oct 4, 2021	Intrafamily Transfer, Transfer
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 30, 2021
Transfer Doc	20210049562
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	10491 PERRY ST, ZEELAND, MI 49464-1471
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10491 PERRY ST, ZEELAND, MI 49464-1471

Mortgage

Document Number	20250032744
Date	Nov 18, 2025
Instrument	2025-0032744

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Oct 4, 2021
Property Address	10491 PERRY ST, ZEELAND, MI 49464-1471
Document Number	20210049562
Instrument Date	Sep 30, 2021
Instrument	2021-0049562
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10491 PERRY ST, ZEELAND, MI 49464-1471

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	10491 PERRY ST, ZEELAND, MI 49464-1471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190039881
Date	Oct 30, 2019
Instrument	2019-0039881

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Holland Charter Township
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,400 (+11.62%)	$372,800 (+11.62%)
2025	$3,360.00 (+14.36%) Homeowner's exemption	$167,000 (+6.1%)	$334,000 (+6.1%)
2023		$157,400	$314,800
2022	$2,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1997–2009)
Most Recent Claim	Jun 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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