10491 Norvell Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10491 Norvell Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 1993
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$298,600 (Mar 2026)
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5170-1172-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5170-1172-0180`
Alternative APNs	`00630366` `630366`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
Gross Area	2,211 sqft
1st Floor Area	1,523 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00630366
Street Address	10491 NORVELL RD
City	SPRING HILL
State	FL
Zip	34608-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 17 BLK 1172 LOT 18
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 17
Legal Block	1172
Legal Lot Number	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3014
Census Tract	41004

Owner

10491 Norvell Rd is owned and occupied by an individual who bought it in March 2026.

Source: Hernando County records, as of April 15, 2026

Owner of Record	Individual Name on File
Mailing Address	10491 NORVELL RD, SPRING HILL, FL 34608-2822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP
Oct 3, 2025	Warranty Deed, Transfer · Balloon Mortgage FLORIDA RAPID FUNDING LLC
Sep 25, 2025	Correction Deed ATTORNEY ONLY, ATTORNEY
Sep 25, 2025	Warranty Deed, Transfer MELLINGER TITLE SERVICES LLC
Sep 25, 2025	Correction Deed ATTORNEY ONLY, ATTORNEY
Jul 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Prior Sale	Sep 25, 2025 · Amount on File
Deed Document Number	202617718
Deed Book / Page	4682 / 1390
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	0038660798
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 17, 2026
Property Address	10491 NORVELL RD, SPRING HILL, FL 34608-2822
Document Number	0046821390
Book / Page	4682 / 1390
Map Reference	MB 9 PG 31
Instrument Date	Jan 23, 2026
Instrument	2026017718
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	AMERICAS TITLE CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9008 HIXON RD, TAMPA, FL 33626-2200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10491 NORVELL RD, SPRING HILL, FL 34608-2822

Mortgage

Document Number	0046821392
Date	Mar 17, 2026
Instrument	4682/1392

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2056

Mortgage

Document Number	0046821406
Date	Mar 17, 2026
Book Page	4682/1406
Instrument	2026017720

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 3, 2025
Property Address	10491 NORVELL RD, SPRING HILL, FL 34608-2822
Document Number	0046170382
Book / Page	4617 / 382
Map Reference	MB 9 PG 31
Instrument Date	Sep 18, 2025
Instrument	2025068862
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	MELLINGER TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 FAIRWAY DR # DR103B, DR103B, DEERFIELD BCH, FL 33441-1810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9008 HLXORI ROAD, TAMPA, FL 33626

Mortgage

Document Number	0046170385
Date	Oct 3, 2025
Book Page	4617/385
Instrument	2025068864

Lender

Name	FLORIDA RAPID FUNDING LLC
Type	Non-Lending Institution
Address	BROOKSVILLE, FL 34601

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	11 Months
Due	Sep 18, 2026

September 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 25, 2025
Property Address	10491 NORVELL RD, SPRING HILL, FL 34608-2822
Document Number	0046141311
Book / Page	4614 / 1311
Map Reference	MB 9 PG 31
Instrument Date	Sep 15, 2025
Instrument	2025067200
Record Updated	Oct 21, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10491 NORVELL RD, SPRING HILL, FL 34608-2822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 BALDOCK AVE, SPRING HILL, FL 34608-1606

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 25, 2025
Property Address	10491 NORVELL RD, SPRING HILL, FL 34608-2822
Document Number	0046141313
Book / Page	4614 / 1313
Map Reference	MB 9 PG 31
Instrument Date	Sep 15, 2025
Instrument	2025067201
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	MELLINGER TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10491 NORVELL RD, SPRING HILL, FL 34608-2822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 FAIRWAY DR # 1038, 1038, DEERFIELD BEACH, FL 33441-1810
Investor	Possibly a Property Investor

September 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 25, 2025
Property Address	10491 NORVELL RD, SPRING HILL, FL 34608-2822
Document Number	0046141309
Book / Page	4614 / 1309
Map Reference	MB 9 PG 31
Instrument Date	Sep 8, 2025
Instrument	2025067199
Record Updated	Oct 21, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5408 BALDOCK AVE, SPRING HILL, FL 34608-1606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10491 NORVELL RD, SPRING HILL, FL 34608-2822

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 23, 2020
Property Address	10491 NORVELL RD, SPRING HILL, FL 34608-2822
Document Number	0038660798
Book / Page	003866 / 000798
Instrument Date	Jul 23, 2020
Instrument	44323
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5470 COLCHESTER AVE SPRING HILL FL 346081614, SPRING HILL, FL 34608-1614

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 6, 2019
Property Address	10491 NORVELL RD, SPRING HILL, FL 34608-2822
Document Number	0037701284
Book / Page	003770 / 001284
Instrument Date	Nov 6, 2019
Instrument	70057
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10491 NORVELL RD SPRING HILL FL 346082822, SPRING HILL, FL 34608-2822

Tax Assessment & Valuation

The 2025 property tax bill for 10491 Norvell Rd was $1,098, down 24.2% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,098.00 (-24.17%)	$93,812 (+2.9%)	$184,726 (+0.64%) Land $32,400 Building $152,326
2024	$1,448.00 Additional exemption filed	$91,168 (+3%)	$183,556 Land $29,200 Building $154,356
2023		$88,513 (+3%) Land $88,513
2022	$743.00 Homeowner's exemption	$85,935	$180,938 Land $28,800 Building $152,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10491 Norvell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10491 Norvell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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