10491 Moorpark St, Spring Valley, CA 91978 Property Records

San Diego County property record for 10491 Moorpark St, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,272 sqft · built 1979
Lot Size	0.127 acres (5,536 sqft)
Owner	2 Individual Names on File
Last Sale	$907,500 (Oct 2025)
Tax Bill	$8,219 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505-626-02-00`

Property Details

APN / Parcel Number

Primary APN	`505-626-02-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,272 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,536 sqft (0.127 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10491 MOORPARK ST
City	SPRING VALLEY
State	CA
Zip	91978-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 29 TR 008785
Legal Subdivision	CRESTWOOD
Legal Tract	008785
Legal Block	3
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	13505

Owner

10491 Moorpark St is owned by two individuals who bought it in October 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5919 W SACK DR, GLENDALE, AZ 85308-7602
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 23, 2025	Grant Deed, Transfer · Conventional Mortgage NQM FUNDING LLC
Mar 13, 2020	Grant Deed, Transfer · Conventional Mortgage R M K FINANCIAL CORP
Jan 24, 2018	Intrafamily Transfer, Transfer · Line of Credit CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Mar 13, 2020 · Amount on File
Deed Document Number	2025298591
Prior Transfer Date	Jan 5, 2018
Prior Transfer Doc	0000029199
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10491 MOORPARK ST, SPRING VALLEY, CA 91978-1510
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10491 MOORPARK ST, SPRING VALLEY, CA 91978-1510

Mortgage

Document Number	0000069753
Date	Feb 15, 2022
Instrument	2022-0069753

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2025
Property Address	10491 MOORPARK ST, SPRING VALLEY, CA 91978-1510
Document Number	0000298591
Map Reference	MAP 8785
Instrument Date	Oct 9, 2025
Instrument	2025-0298591
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19919 WEST SACK DRIVE, GLENDALE, AZ 85308

Mortgage

Document Number	0000298592
Date	Oct 23, 2025
Instrument	2025-0298592

Lender

Name	NQM FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2020
Property Address	10491 MOORPARK ST, SPRING VALLEY, CA 91978-1510
Document Number	0000132012
Map Reference	MAP 8785
Instrument Date	Jan 27, 2020
Instrument	2020-0132012
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10491 MOORPARK ST, SPRING VALLEY, CA 91978-1510

Mortgage

Document Number	0000132013
Date	Mar 13, 2020
Instrument	2020-0132013

Lender

Name	R M K FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2018
Property Address	10491 MOORPARK ST, SPRING VALLEY, CA 91978-1510
Document Number	0000029199
Map Reference	MAP 8785
Instrument Date	Jan 5, 2018
Instrument	2018-0029199
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10491 MOORPARK ST, SPRING VALLEY, CA 91978-1510

Mortgage

Document Number	0000029200
Date	Jan 24, 2018
Instrument	2018-0029200

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10491 Moorpark St was $8,219.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$907,500 (+44.31%) Land $473,479 Building $434,021
2025	$8,219.00	$628,844 Land $328,093 Building $300,751
2023	$7,695.00 (+1.48%)	$604,426 Land $315,353 Building $289,073
2022	$7,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10491 Moorpark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10491 Moorpark St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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