10491 121st Ave, Largo, FL 33773 Property Records

Pinellas County property record for 10491 121st Ave, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,059 sqft · built 1957
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jan 2024)
Tax Bill	$4,012 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-0176-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-0176-8`
Alternative APNs	`10-30-15-64314-001-0430` `301510643140010430` `153010643140010430` `R113766`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,059 sqft Living Area
Gross Area	1,324 sqft
1st Floor Area	1,059 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	80 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R113766
Street Address	10491 121ST AVE
City	LARGO
State	FL
Zip	33773-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ORANGE LAKE VILLAGE BLK 1, LOT 43
Legal Range	15E
Legal Township	30S
Legal Section	10
Legal Subdivision	ORANGE LAKE VILLAGE
Legal Tract	64314
Legal Block	1
Legal Lot Number	43
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2001
Census Tract	25115

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10491 121ST AVE, LARGO, FL 33773-2221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 12, 2020	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
Feb 18, 2020	Warranty Deed, Transfer · Commercial Mortgage MILLENNIUM BANK
Aug 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Document Number	202414789
Deed Book / Page	22681 / 2688
Prior Transfer Date	Aug 14, 2018
Prior Transfer Doc	0201860440
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 19, 2024
Property Address	10491 121ST AVE, LARGO, FL 33773-2221
Document Number	0226812688
Book / Page	22681 / 2688
Map Reference	MB 36 PG 65
Instrument Date	Jan 16, 2024
Instrument	2024014789
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7813 MITCHELL RANCH RD, NEW PORT RICHEY, FL 34655-3241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10491 121ST AVE, LARGO, FL 33773-2221

Mortgage

Document Number	0000226821
Date	Jan 19, 2024
Instrument	22682/1

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0226820018
Date	Jan 19, 2024
Book Page	22682/18
Instrument	2024014791

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 12, 2020
Property Address	10491 121ST AVE, LARGO, FL 33773-2221
Document Number	0210370109
Book / Page	021037 / 000109
Instrument Date	Jun 10, 2020
Instrument	178090
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5601 5TH AVE N ST PETERSBURG FL 337107163, ST PETERSBURG, FL 33710-7163

Mortgage

Document Number	210370111
Date	Jun 12, 2020
Book Page	021037/000111
Instrument	178091

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 18, 2020
Property Address	10491 121ST AVE, LARGO, FL 33773-2221
Document Number	0208880713
Book / Page	20888 / 0713
Map Reference	MB 36 PG 65
Instrument Date	Feb 14, 2020
Instrument	2020055874
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2655 NEBRASKA AVE APT 356, 2655, PALM HARBOR, FL 34684-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 N OGDEN AVE # 131, 131, CHICAGO, IL 60642-6421

Mortgage

Document Number	0208880715
Date	Feb 18, 2020
Instrument	20888/0715

Lender

Name	MILLENNIUM BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 29, 2018
Property Address	10491 121ST AVE, LARGO, FL 33773-2221
Document Number	0201860440
Book / Page	020186 / 000440
Instrument Date	Aug 14, 2018
Instrument	277387
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2655 NEBRASKA AVE #356 PALM HARBOR FL 346842607, 356, PALM HARBOR, FL 34684-2607

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,012.00 (-10.35%) Homeowner's exemption	$254,367 (+56.03%) Land $85,802 Building $168,565	$254,367 (+24.9%) Land $85,802 Building $168,565
2024	$4,475.00 (+96.1%)
2023	$2,282.00 (+3.16%) Homeowner's exemption	$163,026 (+3%)	$203,649 (+14.03%) Land $101,277 Building $102,372
2022	$2,212.00 Homeowner's exemption	$158,278	$178,600 Land $96,130 Building $82,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1982–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier, Verizon.

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