10490 Wise Rd, Auburn, CA 95603 Property Records

Placer County property record for 10490 Wise Rd, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,907 sqft · built 2019
Lot Size	3.9 acres (169,884 sqft)
Owner	Company Name on Record
Last Sale	$555,000 (May 2017)
Tax Bill	$10,269 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040-111-022-000`

Property Details

APN / Parcel Number

Primary APN	`040-111-022-000`
Alternative APN	`040-111-071-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,907 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	169,884 sqft (3.9 acres)
Garage Area	3,000 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	040111022000
Street Address	10490 WISE RD
City	AUBURN
State	CA
Zip	95603-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAB100
Legal Description	3.9 A RES PAR 1 SEE MBR 2022-0033554
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1015
Census Tract	20501

Owner

Source: Placer County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10490 WISE RD, AUBURN, CA 95603-9720
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Intrafamily Transfer, Transfer
Apr 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Apr 30, 2020	Quit Claim Deed, Transfer CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO
Sep 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 9, 2019	Deed of Trust, Mortgage CLEAREDGE LNDG
May 25, 2017	Grant Deed, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Prior Sale	Sep 22, 2009 · Amount on Record
Deed Document Number	201738454
Last Transfer Date	Apr 24, 2020
Transfer Doc	0000039578
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 18, 2022
Property Address	10490 WISE RD, AUBURN, CA 95603-9720
Document Number	0000033557
Map Reference	DOC 2020-0039580
Instrument Date	Apr 6, 2022
Instrument	2022-0033557
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10490 WISE RD, AUBURN, CA 95603-9720

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 30, 2020
Property Address	10490 WISE RD, AUBURN, CA 95603-9720
Document Number	0000039578
Instrument Date	Apr 24, 2020
Instrument	2020-0039578
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10490 WISE RD, AUBURN, CA 95603-9720

Mortgage

Document Number	0000039579
Date	Apr 30, 2020
Instrument	2020-0039579

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Max Rate	8.99%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Apr 30, 2020
Property Address	10490 WISE RD, AUBURN, CA 95603-9720
Document Number	0000039580
Instrument Date	Apr 24, 2020
Instrument	39580
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10490 WISE RD AUBURN CA 956039720, AUBURN, CA 95603-9720

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Sep 26, 2019
Property Address	10490 WISE RD, AUBURN, CA 95603-9720
Document Number	0000074030
Instrument Date	Sep 19, 2019
Instrument	74030
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10490 WISE RD AUBURN CA 956039720, AUBURN, CA 95603-9720

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10490 WISE RD, AUBURN, CA 95603-9720
Document Number	0000069169
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10490 WISE RD AUBURN CA 956039720, AUBURN, CA 95603-9720

Mortgage

Document Number	0000069169
Date	Sep 13, 2019
Instrument	69169

Lender

Name	CLEAREDGE LNDG
Address	750 WASHINGTON BLVD # 1050, STAMFORD, CT 06901-3722

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.37%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 25, 2017
Property Address	10490 WISE RD, AUBURN, CA 95603-9720
Document Number	0000038454
Instrument Date	May 18, 2017
Instrument	2017-0038454
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1595, LINCOLN, CA 95648-1443

Mortgage

Document Number	0000038455
Date	May 25, 2017
Instrument	2017-0038455

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,013,026 (+2%) Land $280,800 Building $732,226
2025	$10,269.00 (+1.07%)	$993,164 (+4.04%) Land $275,295 Building $717,869
2023	$10,160.00 (+2.47%)	$954,601 Land $264,606 Building $689,995
2022	$9,915.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cal.net Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon, Zeta Broadband.

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