10490 Tower Rd, Quincy, IN 47456 Property Records

Owen County property record for 10490 Tower Rd, Quincy, IN 47456

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,488 sqft · built 1994
Lot Size	52.5 acres (2,289,078 sqft)
Owner	Individual Name on File
Last Sale	$815,000 (Jul 2022)
Tax Bill	$4,492 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-02-28-300-160.000-026`

Property Details

APN / Parcel Number

Primary APN	`60-02-28-300-160.000-026`
Alternative APN	`00001021313`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	1,488 sqft
Finished Basement	1,488 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Brick
Roof Material	Asphalt
Lot Area	2,289,078 sqft (52.5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	192 sqft
Lean-To	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00001021313
Street Address	10490 TOWER RD
City	QUINCY
State	IN
Zip	47456-8565
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SW S28 T12 R3 39A PT SW S28 T12 R3 13.55A
Legal Range	3
Legal Township	12
Legal Section	28
Jurisdiction	OWEN IN
Township / Civil Division	TAYLOR
Census Block Group	2
Census Block	2012
Census Tract	955500

Owner

10490 Tower Rd, a rural home, is owned and occupied by an individual who bought it in July 2022.

Source: Owen County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	10490 TOWER RD, QUINCY, IN 47456-8565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 6, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 24, 2018	Warranty Deed, Transfer · Conventional Mortgage OWEN COUNTY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Oct 24, 2018 · Amount on File
Deed Document Number	2022229906
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	10490 TOWER RD, QUINCY, IN 47456-8565
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219710
Date	Mar 11, 2020
Instrument	219710

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Jul 6, 2022
Property Address	10490 TOWER RD, QUINCY, IN 47456-8565
Document Number	0000229906
Instrument Date	Jun 28, 2022
Instrument	229906
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10490 TOWER RD, QUINCY, IN 47456-8565

Mortgage

Document Number	0000229907
Date	Jul 6, 2022
Instrument	229907

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Oct 24, 2018
Property Address	10490 TOWER RD, QUINCY, IN 47456-8565
Document Number	0000214415
Instrument Date	Oct 23, 2018
Instrument	214415
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10490 TOWER RD, QUINCY, IN 47456-8565

Mortgage

Document Number	0000214416
Date	Oct 24, 2018
Instrument	214416

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10490 Tower Rd was $4,492 with a homeowner's exemption, down 4.1% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Taylor Township
Unified School District	Cloverdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,492.00 (-4.08%) Homeowner's exemption	$554,400 Land $112,600 Building $441,800	$554,400 Land $112,600 Building $441,800
2024	$4,683.00 (+5.26%)
2023	$4,449.00 (+6.18%)	$493,700 Land $96,100 Building $397,600	$493,700 Land $96,100 Building $397,600
2022	$4,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10490 Tower Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2005–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2010 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims Severe Winter Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10490 Tower Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000
South Central Indiana REMC Fiber	1,000 / 1,000

May also be available: Endeavor Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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