10490 Roberts Rd, Biloxi, MS 39532 Property Records

Harrison County property record for 10490 Roberts Rd, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2,930 sqft · built 2022
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Tax Bill	$2,750 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1007-29-004.001`

Property Details

APN / Parcel Number

Primary APN	`1007-29-004.001`
Alternative APN	`120120`

Interior

Building Area	2,930 sqft Adjusted Area
1st Floor Area	1,280 sqft
2nd Floor Area	745 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Pool Area	448 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	120120
Street Address	10490 ROBERTS RD
City	BILOXI
State	MS
Zip	39532-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(1.5 AC) BEG 145 FT W OF SE COR OF NW1/4 OF NW1/4 OF SEC 29 ON N MAR OF ROBERTS RD W ALONG RD 145 FT N 434.7 FT E 144.9 FT S
Legal Range	10
Legal Township	06
Legal Section	29
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	3403

Owner

10490 Roberts Rd is owned and occupied by an individual who acquired it in July 2018.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10490 ROBERTS RD, BILOXI, MS 39532-9247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage KEESLER FCU
Mar 14, 2022	Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS
Jul 19, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018
Deed Sale	Jul 19, 2018
Prior Sale	Jul 19, 2018
Deed Document Number	2018-0004528-D-J1
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10490 ROBERTS RD, BILOXI, MS 39532-9247
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210004995TJ1
Date	Apr 19, 2021
Instrument	2021-0004995-T-J1

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2022

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10490 ROBERTS RD, BILOXI, MS 39532-9247
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220005796TJ1
Date	Mar 14, 2022
Instrument	2022-0005796-T-J1

Lender

Name	TRIDENT HOME LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON MS
Recording Date	Jul 19, 2018
Property Address	10490 ROBERTS RD, BILOXI, MS 39532-9247
Document Number	20180004528DJ1
Instrument Date	Jul 12, 2018
Instrument	2018-0004528-D-J1
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10480 ROBERTS RD, BILOXI, MS 39532-9247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10490 ROBERTS RD, BILOXI, MS 39532-9247

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jul 19, 2018
Property Address	10490 ROBERTS RD, BILOXI, MS 39532-9247
Document Number	0020184528
Instrument Date	Jul 12, 2018
Instrument	2018-4528
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10490 ROBERTS RD, BILOXI, MS 39532-9247

Tax Assessment & Valuation

The 2025 property tax bill for 10490 Roberts Rd was $2,750 with exemptions applied, up 5.6% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,750.00 (+5.65%) Homeowner's exemption Disabled Person's exemption	$32,309	$323,093 Land $15,180 Building $307,913
2024	$2,603.00 (-0.65%)
2023	$2,620.00 (+1,229.95%) Homeowner's exemption Disabled Person's exemption	$30,815	$308,147 Land $13,800 Building $294,347
2022	$197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10490 Roberts Rd in Zone X, an area of minimal flood risk, though there have been 90 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	90 (1995–2012)
Claims Outside the SFHA	3 of 90
Most Recent Claim	Aug 2012 · Hurricane Isaac
Claims by Event	Hurricane Katrina, Sep 2005 · 46 claims Hurricane Georges, Sep 1998 · 16 claims Severe Storms, Tornadoes, Flooding, May 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10490 Roberts Rd is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 96% of Mississippi
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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