10490 Madera Dr, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10490 Madera Dr, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,465 sqft · built 1958
Lot Size	0.232 acres (10,098 sqft)
Owner	Company Name on File
Last Sale	$3,010,000 (May 2018)
Tax Bill	$40,989 (2025)
Deeds & Mortgages	Jun 2023 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`326-35-051`

Property Details

APN / Parcel Number

Primary APN	`326-35-051`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,465 sqft Living Area
Gross Area	1,600 sqft
1st Floor Area	1,600 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,098 sqft (0.232 acres)
Lot Dimensions	102 ft deep x 99 ft wide
Garage Area	1,012 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10490 MADERA DR
City	CUPERTINO
State	CA
Zip	95014-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	TRACT 1960 CORTE MADERA HIGHLANDS BOOK 91 PAGE 50 PAGE 51 LOT 4
Legal Subdivision	CORTE MADERA HIGHLANDS
Legal Tract	1960
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	507701

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	10490 MADERA DR, CUPERTINO, CA 95014-1134
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Intrafamily Transfer, Transfer
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Oct 11, 2019	Deed of Trust, Mortgage BANK OF AMERICA
May 25, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	May 25, 2005 · Amount on File
Deed Document Number	201823942213
Prior Transfer Date	Nov 16, 2015
Prior Transfer Doc	0023178177
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 2, 2023
Property Address	10490 MADERA DR, CUPERTINO, CA 95014-1134
Document Number	0025482709
Map Reference	MB 91 PG 50&51
Instrument Date	May 23, 2023
Instrument	25482709
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	10490 MADERA DR, CUPERTINO, CA 95014-1134

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10490 MADERA DR, CUPERTINO, CA 95014-1134
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2782, CUPERTINO, CA 95015-2782

Mortgage

Document Number	0024928287
Date	Apr 20, 2021
Instrument	24928287

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.27%
Type Change Date	May 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.22%
Index	Other
Margin	3
Max Rate	7.22%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10490 MADERA DR, CUPERTINO, CA 95014-1134
Document Number	0024307583
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10490 MADERA DR CUPERTINO CA 950141134, CUPERTINO, CA 95014-1134

Mortgage

Document Number	0024307583
Date	Oct 18, 2019
Instrument	24307583

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 25, 2018
Property Address	10490 MADERA DR, CUPERTINO, CA 95014-1134
Document Number	0023942213
Map Reference	MB91 PG50&51
Instrument Date	May 16, 2018
Instrument	23942213
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10490 MADERA DR, CUPERTINO, CA 95014-1134

Mortgage

Document Number	0023942214
Date	May 25, 2018
Instrument	23942214

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,493,357 (+2%) Land $3,133,578 Building $359,779
2025	$40,989.00 (+2.8%) Homeowner's exemption	$3,424,861 (+4.04%) Land $3,072,136 Building $352,725
2024	$39,872.00 (+0.63%)
2023	$39,623.00 (+1.58%)	$3,291,872 Land $2,952,843 Building $339,029
2022	$39,006.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUPERTINO serves 16,336 people · EPA ID CA4310018
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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