10490 Kipling Trce, Theodore, AL 36582 Property Records

Mobile County property record for 10490 Kipling Trce, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,594 sqft · built 2018
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,000 (Jun 2017)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R023808340000014113`

Property Details

APN / Parcel Number

Primary APN	`R023808340000014113`
Alternative APNs	`38 08 34 0 000 014.113` `04003636` `4003636`

Interior

Full Baths	3 Baths
Building Area	2,594 sqft Living Area
1st Floor Area	2,270 sqft
Upper Floors Area	324 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4003636
Street Address	10490 KIPLING TRCE
City	THEODORE
State	AL
Zip	36582-8431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 THE OAKS OF FOWL RIVER PHASE IV MBK 123 PAGE 47
Legal Range	06S
Legal Township	06S
Legal Section	34
Legal Subdivision	THE OAKS OF FOWL RIVER PHASE IV
Legal Phase	4
Legal Lot Number	8
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	3
Census Block	3010
Census Tract	7103

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10490 KIPLING TRCE, THEODORE, AL 36582-8431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA MORTGAGE COMPANY LLC
Nov 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Feb 1, 2018	Trustee's Deed, Construction Loan · Line of Credit TRUSTMARK NAT'L BK
Jun 23, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	201735406
Deed Book / Page	7524 / 145
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	10490 KIPLING TRCE, THEODORE, AL 36582-8431
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10490 KIPLING TRCE, THEODORE, AL 36582-8431

Mortgage

Document Number	0000070729
Date	Dec 2, 2025
Instrument	2025070729

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	5328 HIGHWAY 90 SERVICE RD, MOBILE, AL 36619

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Oct 29, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	10490 KIPLING TRCE, THEODORE, AL 36582-8431
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012855
Date	Mar 2, 2021
Instrument	2021012855

Lender

Name	MAGNOLIA MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	MOBILE, AL 36609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	10490 KIPLING TRCE, THEODORE, AL 36582-8431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GUARANTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066702
Date	Nov 29, 2018
Instrument	2018066702

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 1, 2018
Property Address	10490 KIPLING TRCE, THEODORE, AL 36582-8431
Book / Page	007599 / 001782
Instrument Date	Jan 31, 2018
Instrument	5494
Transaction Type	Construction Loan
Record Updated	Feb 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	THE OAKS OF FOWL RIV THEODORE AL 36582, THEODORE, AL 36582

Mortgage

Document Number	0000005494
Date	Feb 1, 2018
Book Page	007599/001782
Instrument	5494

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	MOBILE, AL 36652

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2019

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 23, 2017
Property Address	10490 KIPLING TRCE, THEODORE, AL 36582-8431
Document Number	0000035406
Book / Page	007524 / 000145
Instrument Date	Jun 21, 2017
Instrument	35406
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$27.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	531 BECKY LN MOBILE AL 366953301, MOBILE, AL 36695-3301

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,663.00 (+7.01%) Homeowner's exemption	$34,790 (+8.04%) Land $3,000 Building $31,790	$347,900 (+8.04%) Land $30,000 Building $317,900
2024	$1,554.00 (+11.96%) Homeowner's exemption	$32,200 (+11.88%) Land $3,000 Building $29,200	$322,000 (+11.88%) Land $30,000 Building $292,000
2023	$1,388.00 Homeowner's exemption	$28,780 Land $3,000 Building $25,780	$287,800 Land $30,000 Building $257,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Nearby Flood Policies	84 in force
Nearby Flood Claims	3 (2005–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 99.4% of Alabama
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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