10490 Florence Dr, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10490 Florence Dr, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,082 sqft · built 1959
Lot Size	0.36 acres (15,689 sqft)
Owner	2 Company Names on Record
Last Sale	$3,055,000 (Dec 2023)
Tax Bill	$37,765 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`326-35-072`

Property Details

APN / Parcel Number

Primary APN	`326-35-072`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,082 sqft Living Area
Gross Area	1,981 sqft
1st Floor Area	1,981 sqft
Family Room	Family Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	15,689 sqft (0.36 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	10490 FLORENCE DR
City	CUPERTINO
State	CA
Zip	95014-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Subdivision	1960 CORTE MADERA HLNDS
Legal Lot Number	27,28
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	507701

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10164 PARISH PL, CUPERTINO, CA 95014-2204
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Dec 1, 2023	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	202325570354
Prior Transfer Date	Sep 7, 2023
Prior Transfer Doc	0025530949
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10490 FLORENCE DR, CUPERTINO, CA 95014-1105
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	UNKNOWN, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10490 FLORENCE DR, CUPERTINO, CA 95014-1105
Investor	Possibly a Property Investor

Mortgage

Document Number	0025882427
Date	Oct 10, 2025
Instrument	25882427

Lender

Name	CITIBANK NA
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 1, 2023
Property Address	10490 FLORENCE DR, CUPERTINO, CA 95014-1105
Document Number	0025570354
Map Reference	MB 91 PG 50
Instrument Date	Nov 1, 2023
Instrument	25570354
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10164 PARISH PL, CUPERTINO, CA 95014-2204
Investor	Possibly a Property Investor

Mortgage

Document Number	0025570355
Date	Dec 1, 2023
Instrument	25570355

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jan 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Max Rate	11.1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10490 FLORENCE DR, CUPERTINO, CA 95014-1105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023608430
Date	Mar 22, 2017
Instrument	23608430

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 11, 2047

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 15, 2020
Property Address	10490 FLORENCE DR, CUPERTINO, CA 95014-1105
Document Number	0024380669
Map Reference	MB 91 PG 50
Instrument Date	Jan 9, 2020
Instrument	24380669
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	10490 FLORENCE DR, CUPERTINO, CA 95014-1105

Mortgage

Document Number	0024380670
Date	Jan 15, 2020
Instrument	24380670

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,219,221 (+2%) Land $2,860,579 Building $358,642
2025	$37,765.00 (+3.86%)	$3,156,100 (+2,232.63%) Land $2,804,490 Building $351,610
2024	$36,360.00 (+1,331.5%)
2023	$2,540.00 (+3.17%) Homeowner's exemption	$135,302 Land $30,614 Building $104,688
2022	$2,462.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUPERTINO serves 16,336 people · EPA ID CA4310018
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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