10490 E Fortner Dr, Inverness, FL 34450 Property Records

Citrus County property record for 10490 E Fortner Dr, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1992
Lot Size	1.23 acres (53,852 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Apr 2022)
Tax Bill	$27 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-12-22000-041.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-12-22000-041.0`
Alternative APNs	`1219S20E220000410` `2375051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	53,852 sqft (1.23 acres)
Lot Dimensions	330 ft deep x 367 ft wide
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	440 sqft
Patio Area	135 sqft
Fence	Fence
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2375051
Old Parcel Number	1219S20E220000410
Street Address	10490 E FORTNER DR
City	INVERNESS
State	FL
Zip	34450-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	FORTNER ACRES UNREC SUB LOT 41: COM AT S1/4 TH AL NS CTRLN N 0 DEG 18M 16S W 225 FT TH N 66 DEG 15M 20S E 397.83 FT TO POB TH
Legal Range	20E
Legal Township	19S
Legal Section	12
Legal Subdivision	FORTNER ACRES
Legal Lot Number	41
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1006
Census Tract	451002

Owner

10490 E Fortner Dr is owned and occupied by an individual who bought it in April 2022.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10490 E FORTNER DR, INVERNESS, FL 34450-5519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Deed Document Number	2022026390
Deed Book / Page	3273 / 1251
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 14, 2022
Property Address	10490 E FORTNER DR, INVERNESS, FL 34450-5519
Document Number	0032731251
Book / Page	3273 / 1251
Instrument Date	Apr 13, 2022
Instrument	2022026390
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 FOXMOOR DR SW, 522, LILBURN, GA 30047-2129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10490 E FORTNER DR, INVERNESS, FL 34450-5519

Mortgage

Document Number	0032731253
Date	Apr 14, 2022
Instrument	3273/1253

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 10490 E Fortner Dr was $27 with exemptions applied.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27.00 Homeowner's exemption Additional exemption filed	$206,955 (-5.58%) Land $6,030 Building $200,925	$206,955 (-5.58%) Land $6,030 Building $200,925
2024	$27.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed	$219,186 (-3.61%) Land $6,030 Building $213,156	$219,186 (-3.61%) Land $6,030 Building $213,156
2023	$27.00 (-96.12%) Homeowner's exemption Disabled Person's exemption Additional exemption filed	$227,406 (+29.53%) Land $6,030 Building $221,376	$227,406 (+29.53%) Land $6,030 Building $221,376
2022	$696.00 Homeowner's exemption Additional exemption filed	$175,564 Land $6,030 Building $169,534	$175,564 Land $6,030 Building $169,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10490 E Fortner Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	5 (2016–2024)
Most Recent Claim	Nov 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Nov 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10490 E Fortner Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000