1049 Wapping Rd, Middletown, RI 02842 Property Records

Middletown Town property record for 1049 Wapping Rd, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,408 sqft · built 1900
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$810,000 (Aug 2024)
Tax Bill	$9,615 (2025)
Deeds & Mortgages	Oct 2023 Refinance May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202400203`

Property Details

APN / Parcel Number

Primary APN	`202400203`
Alternative APNs	`MIDD M:0128 B:00 L:5` `201700202`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
Gross Area	3,395 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	202400203
Street Address	1049 WAPPING RD
City	MIDDLETOWN
State	RI
Zip	02842-5333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	5
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1017
Census Tract	40400

Owner

Source: Middletown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1049 WAPPING RD, MIDDLETOWN, RI 02842-5333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB
Mar 20, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2017	Warranty Deed, Transfer · FHA Mortgage HOME LN & INVEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2024 · Amount on Record
Deed Sale	Aug 20, 2024 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	20241466
Deed Book / Page	1839 / 127
Transfer Doc	001510-296
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	1049 WAPPING RD, MIDDLETOWN, RI 02842-5333
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001813-71
Date	Oct 23, 2023
Book Page	1813/71
Instrument	1787

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	1049 WAPPING RD, MIDDLETOWN, RI 02842-5333
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1720-81
Date	May 28, 2021
Book Page	1720/81
Instrument	2004

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Mar 20, 2017
Property Address	1049 WAPPING RD, MIDDLETOWN, RI 02842-5333
Document Number	1510-296
Book / Page	001510 / 000296
Instrument Date	Mar 1, 2017
Instrument	666
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Feb 28, 2017
Property Address	1049 WAPPING RD, MIDDLETOWN, RI 02842-5333
Document Number	1509-1
Book / Page	1509 / 1
Instrument	519
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15090005
Date	Feb 28, 2017
Instrument	01509/0005

Lender

Name	HOME LN & INVEST BK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,615.00 (+57.78%)	$815,500 (+68.49%) Land $546,700 Building $268,800	$825,462
2023	$6,094.00 (+4.74%)	$484,000 (-) Land $287,800 Building $196,200
2022	$5,818.00	$484,000 Land $287,800 Building $196,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1991–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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