1049 W Lake Rd, Clio, MI 48420 Property Records

Genesee County property record for 1049 W Lake Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 2000
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Sep 2005)
Tax Bill	$3,402 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-12-200-017`

Property Details

APN / Parcel Number

Primary APN	`18-12-200-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,657 sqft
Basement Area	1,657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	71,438 sqft (1.64 acres)
Lot Dimensions	433 ft deep x 165 ft wide
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1049 W LAKE RD
City	CLIO
State	MI
Zip	48420-8879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	A PARCEL OF LAND BEG N 88 DEG 48 MIN 30 SEC W 389.57 FT FROM NE COR OF SEC TH S 0 DEG 28 MIN 45 SEC W 433 FT TH N 88 DEG 48
Legal Range	06E
Legal Township	09N
Legal Section	12
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	2
Census Block	2001
Census Tract	10112

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1049 W LAKE RD, CLIO, MI 48420-8879
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2005 · Amount on Record
Deed Sale	Sep 8, 2005 · Amount on Record
Prior Sale	Jan 26, 2004 · Amount on Record
Deed Document Number	200588616
Prior Transfer Date	Mar 1, 2000
Prior Transfer Doc	0000031020
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1049 W LAKE RD, CLIO, MI 48420-8879
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	HALLMARK TITLE, HALLMARK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 W LAKE RD, CLIO, MI 48420-8879

Mortgage

Document Number	202107010059210
Date	Jul 1, 2021
Instrument	202107010059210

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,500 (-0.92%)	$301,000 (-0.92%)
2025	$3,402.00 (+3.12%) Homeowner's exemption	$151,900 (+8.73%)	$303,800 (+8.73%)
2024	$3,299.00 (+28.17%)
2023		$139,700	$279,400
2019	$2,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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