1049 Urial Dr, Severance (Windsor), CO 80550 Property Records

Weld County property record for 1049 Urial Dr, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,856 sqft · built 2022
Lot Size	0.195 acres (8,475 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Apr 2026)
Tax Bill	$4,967 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8070-31-1-40-01`

Property Details

APN / Parcel Number

Primary APN	`8070-31-1-40-01`
Alternative APNs	`0807-03-1-14-001` `R8961120`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	2,510 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Roof Material	Composition Shingle
Lot Area	8,475 sqft (0.195 acres)
Garage Type	Attached
Garage Area	654 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8961120
Street Address	1049 URIAL DR
City	SEVERANCE
State	CO
Zip	80550-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 14 HUNTERS CROSSING FG NO. 1
Legal Subdivision	HUNTERS CROSSING FG NO. 1
Legal Block	14
Legal Lot Number	1
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2108
Census Tract	2208

Owner

1049 Urial Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Weld County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1049 URIAL DR, SEVERANCE, CO 80550-3033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 26, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME AMERICAN MORTGAGE CORP
Jul 2, 2020	Grant Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.
Jun 3, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Jun 26, 2023 · Amount on File
Deed Document Number	20265096244
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Apr 20, 2026
Property Address	1049 URIAL DR, SEVERANCE, CO 80550-3033
Document Number	0005096244
Instrument Date	Apr 17, 2026
Instrument	20265096244
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1049 URIAL DR, SEVERANCE, CO 80550-3033

Mortgage

Document Number	0005096245,
Date	Apr 20, 2026
Instrument	20265096245

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jun 26, 2023
Property Address	1049 URIAL DR, SEVERANCE, CO 80550-3033
Document Number	0004905421
Map Reference	DOC 4490524
Instrument Date	Jun 23, 2023
Instrument	4905421
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 15, 2024
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.79
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1049 URTAL DRIVE, SEVERANCE, CO 80550-3033

Mortgage

Document Number	0004905422
Date	Jun 26, 2023
Instrument	4905422

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Jul 2, 2020
Property Address	1049 URIAL DR, SEVERANCE, CO 80550-3033
Document Number	0004604749
Instrument Date	Jun 30, 2020
Instrument	4604749
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Tax	$613.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1710 JET STREAM DR #100 COLORADO SPRINGS CO 809213937, 100, COLORADO SPRINGS, CO 80921-3937
Investor	Possibly a Property Investor

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WELD CO
Property Address	1049 URIAL DR, SEVERANCE, CO 80550-3033
Document Number	0004604750
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

Mortgage

Document Number	0004604750
Date	Jul 2, 2020
Instrument	4604750

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1445 ROSS AVE # 48TH, DALLAS, TX 75202-2711

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1049 Urial Dr was $4,967, up 1.9% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,550 (-2.1%) Land $6,240 Building $21,310	$450,147 (-) Land $102,000 Building $348,147
2025	$4,967.00 (+1.89%)	$28,140 Land $6,380 Building $21,760	$450,147 Land $102,000 Building $348,147
2024	$4,875.00 (+592.47%)
2023	$704.00	$8,060 Land $6,430 Building $1,630	$119,044 Land $95,000 Building $24,044

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1049 Urial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1049 Urial Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Visionary Broadband.

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