1049 Twisted Branch Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1049 Twisted Branch Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,332 sqft · built 2006
Lot Size	0.253 acres (11,064 sqft)
Owner	Company Name on Record
Tax Bill	$6,492 (2025)
Deeds & Mortgages	Mar 2021 Transfer Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`138038`

Property Details

APN / Parcel Number

Primary APN	`138038`
Alternative APN	`302531285800010520`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,332 sqft Heated Area
Gross Area	3,191 sqft
1st Floor Area	2,332 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,064 sqft (0.253 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	58 sqft
Patio Area	105 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	138038
Street Address	1049 TWISTED BRANCH LN
City	SAINT CLOUD
State	FL
Zip	34771-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	CHISHOLM ESTATES PB 18 PG 16-17 LOT 52
Legal Range	31E
Legal Township	25S
Legal Section	30
Legal Subdivision	CHISHOLM ESTATES
Legal Tract	2858
Legal Block	1
Legal Lot Number	52
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1039
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Correction Deed A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC
Jan 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 16, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021
Deed Sale	Feb 10, 2021
Prior Sale	Mar 14, 2008 · Amount on Record
Deed Document Number	0005901951
Deed Book / Page	5662 / 2850
Prior Transfer Date	Jan 23, 2020
Prior Transfer Doc	2020011692
Record Updated	Jun 8, 2026

March 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 1, 2021
Property Address	1049 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8914
Document Number	0059010951
Book / Page	5901 / 951
Map Reference	MB 18 PG16&17
Instrument Date	Feb 10, 2021
Instrument	2021029807
Record Updated	Dec 12, 2025
Title Company	A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5500 CITRUS BLVD, COCOA, FL 32926-3923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 23, 2020
Property Address	1049 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8914
Document Number	0056622850
Book / Page	005662 / 002850
Instrument Date	Jan 17, 2020
Instrument	11692
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1049 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8914
Document Number	0053052255
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 TWISTED BRANCH LN ST CLOUD FL 347718914, ST CLOUD, FL 34771-8914

Mortgage

Document Number	0053052255
Date	Mar 23, 2018
Book Page	005305/002255
Instrument	46831

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,492.00 (+11.41%)	$395,900 (+1.64%) Land $65,000 Building $330,900	$395,900 (+1.64%) Land $65,000 Building $330,900
2023	$5,827.00 (+20.39%)	$389,500 (+39.61%) Land $65,000 Building $324,500	$389,500 (+39.61%) Land $65,000 Building $324,500
2022	$4,840.00	$279,000 Land $55,000 Building $224,000	$279,000 Land $55,000 Building $224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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