1049 Step Rd, Gilson, IL 61436 Property Records

Knox County property record for 1049 Step Rd, Gilson, IL 61436

Property Summary

Property Type	Rural Home
Details	3,004 sqft · built 2005
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Apr 2019)
Tax Bill	$11,157 (2025)
Deeds & Mortgages	Apr 2019 Loan Modification Dec 2018 Loan Modification + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-26-200-006`

Property Details

APN / Parcel Number

Primary APN	`14-26-200-006`

Interior

Stories	1 Story
Building Area	3,004 sqft Base Area
1st Floor Area	3,004 sqft
Basement Area	2,764 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	871,200 sqft (20 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Pole Barn	Pole Barn
Total Buildings	2 Buildings

Location & Zoning

Street Address	1049 STEP RD
City	GILSON
State	IL
Zip	61436-9333
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRACT A LYG IN S 1/2 NE SEC 26 T10 R2
Legal Range	02
Legal Township	10
Legal Section	26
Legal Subdivision	A
Legal Tract	A
Jurisdiction	KNOX IL
Township / Civil Division	ORANGE
Census Block Group	2
Census Block	2042
Census Tract	1400

Owner

1049 Step Rd, a rural home, is owned and occupied by an individual who bought it in April 2019.

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1049 STEP RD, GILSON, IL 61436-9333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRST MID BK&TR NA
Dec 18, 2018	Loan Modification, Mortgage · Conventional Mortgage FIRST MID BK&TR NA
Aug 18, 2018	Loan Modification, Mortgage · Conventional Mortgage FIRST MID BK&TR NA
Aug 21, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST MID IL BK&TR
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MID IL BK&TR
Jun 12, 2017	Deed of Trust, Mortgage FIRST MID IL BK&TR
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID IL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Record Updated	Sep 20, 2026

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KNOX IL
Property Address	1049 STEP RD, GILSON, IL 61436-9333
Document Number	0001055402
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 STEP RD GILSON IL 614369333, GILSON, IL 61436-9333

Mortgage

Document Number	0001055402
Date	May 3, 2019
Instrument	1055402

Lender

Name	FIRST MID BK&TR NA
Address	GALESBURG, IL 61401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 2, 2022

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KNOX IL
Property Address	1049 STEP RD, GILSON, IL 61436-9333
Document Number	0001053317
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 STEP RD GILSON IL 614369333, GILSON, IL 61436-9333

Mortgage

Document Number	0001053317
Date	Jan 18, 2019
Instrument	1053317

Lender

Name	FIRST MID BK&TR NA
Address	GALESBURG, IL 61401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KNOX IL
Property Address	1049 STEP RD, GILSON, IL 61436-9333
Document Number	0001050911
Instrument Date	Aug 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 STEP RD GILSON IL 614369333, GILSON, IL 61436-9333

Mortgage

Document Number	0001050911
Date	Sep 14, 2018
Instrument	1050911

Lender

Name	FIRST MID BK&TR NA
Address	GALESBURG, IL 61401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KNOX IL
Recording Date	Aug 21, 2017
Property Address	1049 STEP RD, GILSON, IL 61436-9333
Instrument Date	Aug 18, 2017
Instrument	1043325
Transaction Type	Construction Loan
Record Updated	Aug 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 # P RD GILSON IL 61436, GILSON, IL 61436

Mortgage

Document Number	0001043325
Date	Aug 21, 2017
Instrument	1043325

Lender

Name	FIRST MID IL BK&TR
Type	Bank
Address	GALESBURG, IL 61401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 20, 2018

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	1049 STEP RD, GILSON, IL 61436-9333
Document Number	0001042172
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 # P RD GILSON IL 61436, GILSON, IL 61436

Mortgage

Document Number	0001042172
Date	Jul 6, 2017
Instrument	1042172

Lender

Name	FIRST MID IL BK&TR
Type	Bank
Address	GALESBURG, IL 61401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 5, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.25%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	1049 STEP RD, GILSON, IL 61436-9333
Document Number	0001041768
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 # P RD GILSON IL 61436, GILSON, IL 61436

Mortgage

Document Number	0001041768
Date	Jun 16, 2017
Instrument	1041768

Lender

Name	FIRST MID IL BK&TR
Type	Bank
Address	MATTOON, IL 61938

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	1049 STEP RD, GILSON, IL 61436-9333
Document Number	0001038318
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 STEP RD GILSON IL 614369333, GILSON, IL 61436-9333

Mortgage

Document Number	0001038318
Date	Jan 6, 2017
Instrument	1038318

Lender

Name	FIRST MID IL BK&TR
Type	Bank
Address	GALESBURG, IL 61401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 5, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 1049 Step Rd was $11,157 with a homeowner's exemption.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Orange Township
Unified School District	Knoxville Community Unit School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,157.00	$140,100 Land $7,820 Building $132,280
2023			$376,470 Land $20,640 Building $355,830
2022	$8,931.00	$119,460 Land $6,310 Building $113,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1049 Step Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1049 Step Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid Century Telephone Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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