1049 Spruce Grove Rd, Duncan, SC 29334 Property Records

Spartanburg County property record for 1049 Spruce Grove Rd, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 2021
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Oct 2022)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-1505-20900`

Property Details

APN / Parcel Number

Primary APN	`5-1505-20900`
Alternative APN	`188046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,376 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Architectural Style	Raised Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	188046
Street Address	1049 SPRUCE GROVE RD
City	DUNCAN
State	SC
Zip	29334-9823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 109 THE WOODS AT PINE RIDGE SUB PB 175-999
Legal Subdivision	RIDGE SUB
Legal Lot Number	109
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WELLFORD
Census Block Group	2
Census Block	2051
Census Tract	23104

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1049 SPRUCE GROVE RD, DUNCAN, SC 29334-9823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed, Transfer · FHA Mortgage INTERNATIONAL CITY MORTGAGE INC
May 26, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	May 26, 2021 · Amount on Record
Deed Document Number	DEE-2022-053742
Deed Book / Page	139L / 256
Record Updated	Jun 8, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Oct 21, 2022
Property Address	1049 SPRUCE GROVE RD, DUNCAN, SC 29334-9823
Document Number	0000053742
Book / Page	139-L / 256
Map Reference	MB 175 PG 999
Instrument Date	Oct 21, 2022
Instrument	2022-53742
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$767.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 SPRUCE GROVE RD, DUNCAN, SC 29334-9823

Mortgage

Document Number	0000053743
Date	Oct 21, 2022
Book Page	6480/737
Instrument	2022-53743

Lender

Name	INTERNATIONAL CITY MORTGAGE INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 26, 2021
Property Address	1049 SPRUCE GROVE RD, DUNCAN, SC 29334-9823
Document Number	0000029146
Book / Page	132-J / 472
Map Reference	MB 175 PG 999
Instrument Date	May 25, 2021
Instrument	2021-29146
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$583.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 SPRUCE GROVE RD, DUNCAN, SC 29334-9823

Mortgage

Document Number	0000029147
Date	May 26, 2021
Book Page	6102/751
Instrument	2021-29147

Lender

Name	ACOPIA LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Lyman Town
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00 (+0.41%)	$11,420 (-) Land $1,960 Building $9,460	$285,500 (-) Land $49,000 Building $236,500
2024	$2,426.00 (-0.21%)
2023	$2,431.00	$11,420 Land $1,960 Building $9,460	$285,500 Land $49,000 Building $236,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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