Polk County property record for 1049 Sawgrass Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,650 sqft · built 2018 |
| Lot Size | 0.158 acres (6,861 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,200 (Feb 2018) |
| Tax Bill | $3,617 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-24-690599-008090 |
| Primary APN | 26-29-24-690599-008090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 2,402 sqft |
| 1st Floor Area | 1,650 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,861 sqft (0.158 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Florida Room |
| Porch Area | 330 sqft |
| Street Address | 1049 SAWGRASS DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE ASHTON WEST PHASE II SOUTH PB 163 PG 40-46 LOT 809 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | LAKE ASHTON WEST PHASE II SOUTH |
| Legal Phase | II |
| Legal Block | 3 |
| Legal Lot Number | 809 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 14401 |
1049 Sawgrass Dr is owned and occupied by two individuals who acquired it in July 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1049 SAWGRASS DR, WINTER HAVEN, FL 33884-3647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Feb 1, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2018 · Amount on File |
| Deed Sale | Feb 1, 2018 · Amount on File |
| Deed Document Number | 201824197 |
| Deed Book / Page | 10384 / 1487 |
| Last Transfer Date | Jul 28, 2022 |
| Transfer Doc | 0000209165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 1, 2022 |
| Property Address | 1049 SAWGRASS DR, WINTER HAVEN, FL 33884-3647 |
| Document Number | 0000209165 |
| Book / Page | 12362 / 1360 |
| Map Reference | MB 163 PG 40-46 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022209165 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1049 SAWGRASS DR, 1049, WINTER HAVEN, FL 33884-3647 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1049 SAWGRASS DR, WINTER HAVEN, FL 33884-3647 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 1, 2018 |
| Property Address | 1049 SAWGRASS DR, WINTER HAVEN, FL 33884-3647 |
| Document Number | 0103841487 |
| Book / Page | 010384 / 001487 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 24197 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,737.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1701 COMMERCE AVE FL, 241, FL |
| Document Number | 103841490 |
|---|---|
| Date | Feb 1, 2018 |
| Book Page | 010384/001490 |
| Instrument | 24198 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2048 |
The 2025 property tax bill for 1049 Sawgrass Dr was $3,617 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,332 (+2.7%) | $277,728 (-7.16%) Land $75,000 Building $202,728 | |
| 2025 | $3,617.00 Homeowner's exemption | $236,935 | $299,140 Land $75,000 Building $224,140 |
| 2023 | $7,288.00 (+4.25%) Homeowner's exemption | $223,551 (+3%) | $301,704 (+9.89%) Land $72,000 Building $229,704 |
| 2022 | $6,991.00 Homeowner's exemption | $217,040 | $274,542 Land $70,000 Building $204,542 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1049 Sawgrass Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1049 Sawgrass Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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