1049 Rutledge St, Madison, WI 53703 Property Records

Dane County property record for 1049 Rutledge St, Madison, WI 53703

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,389 sqft · built 1909
Lot Size	0.149 acres (6,495 sqft)
Owner	Company Name on Record
Tax Bill	$19,777 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0710-073-1002-3`

Property Details

APN / Parcel Number

Primary APN	`0710-073-1002-3`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	3 Stories
Building Area	3,389 sqft Living Area
1st Floor Area	1,253 sqft
2nd Floor Area	952 sqft
Basement Area	1,253 sqft
Finished Basement	518 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Stucco
Foundation Type	Stone
Roof Material	Asphalt
Lot Area	6,495 sqft (0.149 acres)
Lot Dimensions	162 ft deep x 40 ft wide
Terrain	Wooded
Deck Area	392 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1049 RUTLEDGE ST
City	MADISON
State	WI
Zip	53703-3851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIS-TL, TR-V1
Legal Description	REPLAT OF BLOCK 2 AND PART OF BLOCK 1 URDAHL'S SUBDIVISION, BLK 2, LOT 2
Legal Range	10
Legal Township	07
Legal Section	07
Legal Subdivision	URDAHLS SUBDIVISION
Legal Block	1-2
Legal Lot Number	2
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4006
Census Tract	1901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Orton Park Historic District listed 1988 · 72 contributing resources · NRIS 88000221

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1049 RUTLEDGE ST, MADISON, WI 53703-3851
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION
Dec 21, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 21, 2021
Transfer Doc	0005798953
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Recording Date	Sep 10, 2026
Property Address	1049 RUTLEDGE ST, MADISON, WI 53703-3851
Document Number	0006124691
Instrument Date	Sep 4, 2026
Instrument	20266124691
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165

Mortgage

Document Number	0006124691,
Date	Sep 10, 2026
Instrument	20266124691

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DANE WI
Recording Date	Dec 21, 2021
Property Address	1049 RUTLEDGE ST, MADISON, WI 53703-3851
Document Number	0005798953
Instrument Date	Dec 16, 2021
Instrument	5798953
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,137,100 (+19.26%) Land $527,700 Building $609,400
2024	$19,777.00 (+19.82%)		$1,137,100
2023		$953,500 Land $554,900 Building $398,600
2022	$16,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, Verizon.

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