1049 Prospector Trl, Kalispell, MT 59901 Property Records

Flathead County property record for 1049 Prospector Trl, Kalispell, MT 59901

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	11,600 sqft · built 2024
Lot Size	2.03 acres (88,470 sqft)
Owner	Company Name on Record
Tax Bill	$11,793 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2022 Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R861744`

Property Details

APN / Parcel Number

Primary APN	`R861744`
Alternative APNs	`07-4078-02-2-05-28-0000` `0000508131`

Interior

Units	3 Units
Stories	1 Story
Building Area	11,600 sqft Total Area
1st Floor Area	11,600 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	88,470 sqft (2.03 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	0000508131
Street Address	1049 PROSPECTOR TRL
City	KALISPELL
State	MT
Zip	59901-9531
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Legal Description	PROSPECT BUSINESS PARK PH 1, S02, T29 N, R21 W, LOT 5, ACRES 2.03
Legal Range	21W
Legal Township	29N
Legal Section	02
Legal Subdivision	PROSPECT BUSINESS PARK PH 1
Legal Lot Number	5
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3001
Census Tract	602

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1453, WHITEFISH, MT 59937-1453
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF KALISPELL
Jul 21, 2022	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF KALISPELL
Dec 18, 2020	Warranty Deed, Transfer ALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC
Dec 18, 2020	Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020
Deed Sale	Dec 18, 2020
Prior Sale	Dec 18, 2020
Deed Document Number	202042799
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1049 PROSPECTOR TRL, KALISPELL, MT 59901-9531
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1453, WHITEFISH, MT 59937-1453

Mortgage

Document Number	202600006074
Date	Mar 24, 2026
Instrument	202600006074

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1049 PROSPECTOR TRL, KALISPELL, MT 59901-6677
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200017875
Date	Jul 21, 2022
Instrument	202200017875

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 18, 2020
Property Address	1049 PROSPECTOR TRL, KALISPELL, MT 59901-6677
Document Number	202000042799
Instrument Date	Dec 15, 2020
Instrument	202000042799
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	ALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4872, WHITEFISH, MT 59937-4872

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 18, 2020
Property Address	1049 PROSPECTOR TRL, KALISPELL, MT 59901-6677
Document Number	202000042798
Instrument Date	Dec 15, 2020
Instrument	202000042798
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4872, WHITEFISH, MT 59937-4872

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,793.00 (-11.61%)	$1,384,049 (-)
2025	$13,342.00 (+734.4%)	$1,384,049 (+916.82%)	$1,384,049 (+916.82%) Land $366,899 Building $1,017,150
2023	$1,599.00	$136,116	$136,116 Land $136,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, Vero Fiber.

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