San Diego County property record for 1049 Prospect Pl, Vista, CA 92081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,740 sqft · built 1961 |
| Lot Size | 0.298 acres (12,993 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (May 2010) |
| Tax Bill | $5,793 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-220-45-00 |
| Primary APN | 179-220-45-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,740 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 12,993 sqft (0.298 acres) |
| Old Parcel Number | 1792203700 |
|---|---|
| Street Address | 1049 PROSPECT PL |
| City | VISTA |
| State | CA |
| Zip | 92081-6814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 297 (EX ST WID)DOC71-102361&DOC70-157882 IN TR 001984 |
| Legal Subdivision | RANCHO VISTA ESTATES |
| Legal Tract | 001984 |
| Legal Block | 4 |
| Legal Lot Number | 297 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 19702 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1049 PROSPECT PL, VISTA, CA 92081-6814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2010 · Amount on Record |
| Deed Sale | May 24, 2010 · Amount on Record |
| Prior Sale | May 30, 1997 · Amount on Record |
| Deed Document Number | 2010257963 |
| Prior Transfer Date | May 5, 2010 |
| Prior Transfer Doc | 0000257964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1049 PROSPECT PL, VISTA, CA 92081-6814 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1049 PROSPECT PL PI, PI, VISTA, CA 92081-6814 |
| Document Number | 0000828042 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021-0828042 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1049 PROSPECT PL, VISTA, CA 92081-6814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000370927 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 2020-0370927 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $460,806 (+2%) Land $210,654 Building $250,152 | |
| 2025 | $5,793.00 (+7.56%) Homeowner's exemption | $451,772 (+4.04%) Land $206,524 Building $245,248 |
| 2023 | $5,386.00 (+0.24%) Homeowner's exemption | $434,231 Land $198,505 Building $235,726 |
| 2022 | $5,373.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1980–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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