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1049 Pine Circle Dr NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1049 Pine Circle Dr NW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 2000
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Dec 2021)
Tax Bill$1,854 (2023)
Deeds & MortgagesDec 2021 Sale
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN5611 65 4205

Property Details

APN / Parcel Number

Primary APN5611 65 4205
Alternative APNs
  • 04110 0119.000000
  • 152124
  • 95417

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area1,944 sqft
1st Floor Area1,232 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions187 ft deep x 15 ft wide
Garage TypeMixed
Garage Area392 sqft
DrivewayConcrete Driveway
Driveway Area775 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area96 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number152124
Street Address1049 PINE CIRCLE DR NW
CityCONCORD
StateNC
Zip28027-6082
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionLT 3 PLAT FOR LT 6 B L UMBERGER ESTATE
Legal SubdivisionHERTFORDSHIRE
Legal Lot Number3,6
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group2
Census Block2001
Census Tract42402

Owner

1049 Pine Circle Dr NW is owned and occupied by two individuals who bought it in December 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1049 PINE CIRCLE DR NW, CONCORD, NC 28027-6082
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Warranty Deed, Transfer
Nov 30, 2020Deed of Trust, Mortgage
LIVE OAK BKNG CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2021 · Amount on File
Deed SaleDec 21, 2021 · Amount on File
Prior SaleDec 14, 2006 · Amount on File
Deed Document Number202153409
Deed Book / Page15739 / 343
Prior Transfer DateJun 11, 2014
Prior Transfer Doc0001100064
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateDec 21, 2021
Property Address1049 PINE CIRCLE DR NW, CONCORD, NC 28027-6082
Document Number0015739343
Book / Page15739 / 343
Map ReferenceMB 36 PG 31
Instrument DateDec 17, 2021
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

AmountAmount on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address272 BARLOW CEMETERY RD, WOODSTOCK, CT 06281-2707

Transferred To (Grantee/Buyer)

NameVerified Name
Address1049 PINE CIRCLE DR NW, CONCORD, NC 28027-6082

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1049 PINE CIRCLE DR NW, CONCORD, NC 28027-6082
Document Number14720102
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1049 PINE CIRCLE DR CONCORD NC 28025, CONCORD, NC 28025

Mortgage

Document Number14720102
DateDec 3, 2020
Book Page014720/000102
Instrument43345
Lender
NameLIVE OAK BKNG CO
AddressWILMINGTON, 28403
Agreement
AmountAmount on Record
Term324 Months
DueDec 2, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303,220 (-) Land $50,000 Building $253,220
2025$303,220 Land $50,000 Building $253,220
2024$303,220 (+97.05%) Land $50,000 Building $253,220
2023$1,854.00$153,880 Land $26,000 Building $127,880$153,880 Land $26,000 Building $127,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1049 Pine Circle Dr NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1049 Pine Circle Dr NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL · Fiber in parts of the area		200 / 20

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