1049 Orne St, Jackson, MI 49203 Property Records

Jackson County property record for 1049 Orne St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,216 sqft · built 1948
Lot Size	0.961 acres (41,861 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Aug 2018)
Tax Bill	$3,166 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`460-13-12-351-025-01`

Property Details

APN / Parcel Number

Primary APN	`460-13-12-351-025-01`
Alternative APN	`460131235102500`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,216 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Lot Area	41,861 sqft (0.961 acres)
Lot Dimensions	620 ft deep x 135 ft wide
Garage Area	1,472 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1049 ORNE ST
City	JACKSON
State	MI
Zip	49203-4720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	BEG AT W 1/4 POST OF SEC 12 TH S ALG W SEC LN 1322.5 FT TO THE CEN LN OF ORNE ST TH E 285 FT ALG CEN LN OF SD ST TO POB TH E
Legal Subdivision	SHOEMAKER & MCDEVITTS SUBDIVISION
Legal Lot Number	7
Legal Unit	7,7
Jurisdiction	JACKSON MI
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2006
Census Tract	5000

Owner

1049 Orne St is owned and occupied by two individuals who bought it in August 2018.

Source: Jackson County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1049 ORNE ST, JACKSON, MI 49203-4720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 28, 2023	Warranty Deed, Transfer MID AMERICAN TITLE AGENCY, MID MICHIGAN TITLE AGENCY
May 26, 2020	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on File
Deed Sale	Aug 23, 2018 · Amount on File
Deed Document Number	20182803974
Deed Book / Page	2126 / 986
Prior Transfer Date	Aug 17, 2018
Prior Transfer Doc	0002803974
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1049 ORNE ST, JACKSON, MI 49203-4720
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2213 CREST AVE, JACKSON, MI 49203-4703

Mortgage

Document Number	0002990325
Date	Sep 19, 2025
Book Page	2270/132
Instrument	2990325

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 16, 2026
Property Address	1049 ORNE ST, JACKSON, MI 49203-4720
Document Number	0002997754
Book / Page	2275 / 1061
Map Reference	LB 6 PG 5
Instrument Date	Sep 9, 2025
Instrument	2997754
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1049 ORNE ST, JACKSON, MI 49203-4720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2213 CREST AVE, JACKSON, MI 49203-4703

Mortgage

Document Number	0002270132
Date	Jan 16, 2026
Instrument	2270/132

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1049 ORNE ST, JACKSON, MI 49203-4720
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 ORNE ST, JACKSON, MI 49203-4720

Mortgage

Document Number	0002945417
Date	Sep 21, 2023
Book Page	2235/726
Instrument	2945417

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Aug 28, 2023
Property Address	1049 ORNE ST, JACKSON, MI 49203-4720
Document Number	0002944134
Book / Page	2234 / 743
Instrument Date	Aug 24, 2023
Instrument	2944134
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	MID AMERICAN TITLE AGENCY, MID MICHIGAN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1049 ORNE ST, JACKSON, MI 49203-4720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4170 1ST ST, WAYNE, MI 48184-2119

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MI
Property Address	1049 ORNE ST, JACKSON, MI 49203-4720
Document Number	0002851358
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 ORNE ST JACKSON MI 492034720, JACKSON, MI 49203-4720

Tax Assessment & Valuation

The 2025 property tax bill for 1049 Orne St was $3,166 with a homeowner's exemption, down 31.7% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Summit Township
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,400 (+6.65%)	$288,800 (+6.65%)
2025	$3,166.00 (-31.71%) Homeowner's exemption	$135,400	$270,800
2024	$4,636.00
2023		$96,300	$192,600
2020	$2,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1049 Orne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1049 Orne St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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