1049 N Peppertree Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1049 N Peppertree Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,697 sqft · built 1988
Lot Size	0.204 acres (8,912 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Feb 2022)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2021 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-98-253`

Property Details

APN / Parcel Number

Primary APN	`304-98-253`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,697 sqft Living Area
1st Floor Area	1,707 sqft
2nd Floor Area	990 sqft

Exterior

Year Built	Built 1988
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,912 sqft (0.204 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1049 N PEPPERTREE DR
City	GILBERT
State	AZ
Zip	85234-4953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	LAKESIDE AT VAL VISTA LAKES MCR 303-40
Legal Range	06E
Legal Township	01S
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	LAKESIDE AT VAL VISTA LAKES
Legal Lot Number	16
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422507

Owner

1049 N Peppertree Dr is owned and occupied by an individual who bought it in February 2022.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1049 N PEPPERTREE DR, GILBERT, AZ 85234-4953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU
Aug 26, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Dec 28, 2017	Deed of Trust, Mortgage · Line of Credit CREDIT UNION WEST
May 10, 2018	Deed of Trust, Mortgage · Line of Credit CREDIT UNION WEST
Jun 22, 2018	Deed of Trust, Mortgage · Line of Credit CREDIT UNION WEST
Oct 2, 2017	Warranty Deed, Transfer · ARM HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Prior Sale	Aug 26, 2021 · Amount on File
Deed Document Number	20220113772
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 7, 2022
Property Address	1049 N PEPPERTREE DR, GILBERT, AZ 85234-4953
Document Number	0000113772
Map Reference	MB 303 PG 40
Instrument Date	Jan 28, 2022
Instrument	20220113772
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1049 N PEPPERTREE DR, GILBERT, AZ 85234-4953

Mortgage

Document Number	0000113773
Date	Feb 7, 2022
Instrument	20220113773

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 26, 2021
Property Address	1049 N PEPPERTREE DR, GILBERT, AZ 85234-4953
Document Number	0000923476
Map Reference	MB 303 PG 40
Instrument Date	Aug 20, 2021
Instrument	20210923476
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1617 HOLLY RIDGE DR, LOGANVILLE, GA 30052-4143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1049 N PEPPERTREE DR, GILBERT, AZ 85234-4953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000961535
Date	Dec 28, 2017
Instrument	2017-0961535

Lender

Name	CREDIT UNION WEST
Type	Credit Union
Address	GLENDALE, AZ 85312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1049 N PEPPERTREE DR, GILBERT, AZ 85234-4953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000358577
Date	May 10, 2018
Instrument	20180358577

Lender

Name	CREDIT UNION WEST
Type	Credit Union
Address	GLENDALE, AZ 85312

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1049 N PEPPERTREE DR, GILBERT, AZ 85234-4953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000477541
Date	Jun 22, 2018
Instrument	20180477541

Lender

Name	CREDIT UNION WEST
Type	Credit Union
Address	GLENDALE, AZ 85312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 2, 2017
Property Address	1049 N PEPPERTREE DR, GILBERT, AZ 85234-4953
Document Number	0000729215
Map Reference	MB 303 PG 40
Instrument Date	Sep 26, 2017
Instrument	2017-0729215
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	STEWART TITLE COMPANY DBA ST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1049 N PEPPERTREE DR, 1049, GILBERT, AZ 85234-4953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 N PEPPERTREE DR, GILBERT, AZ 85234-4953

Mortgage

Document Number	0000729216
Date	Oct 2, 2017
Instrument	2017-0729216

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 1049 N Peppertree Dr was $2,912.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,780	$647,800 Land $129,500 Building $518,300
2025	$2,912.00
2024		$63,620	$636,200 Land $127,200 Building $509,000
2023	$2,819.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1049 N Peppertree Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1049 N Peppertree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber, Verizon.

Nearby Properties on N Peppertree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures