1049 N Lorel Ave, Chicago, IL 60651 Property Records

Cook County property record for 1049 N Lorel Ave, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,002 sqft · built 1916
Lot Size	0.103 acres (4,466 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Feb 2017)
Tax Bill	$2,536 (2023)
Deeds & Mortgages	Feb 2017 Sale & Mortgage Oct 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`16-04-313-004`

Property Details

APN / Parcel Number

Primary APN	`16-04-313-004`
Alternative APN	`16-04-313-004-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	1,002 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1918
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,466 sqft (0.103 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1049 N LOREL AVE
City	CHICAGO
State	IL
Zip	60651-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(HOGENSONS) (FIRST) ADD SUB OF SH WH NE SW EX E 175FT & ALL OF SH NW SW LYING E OF W 1290.2FT SEC 04-39-13
Legal Range	13E
Legal Township	39N
Legal Section	04
Legal Subdivision	HOGENSONS FIRST
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4014
Census Tract	251200

Owner

1049 N Lorel Ave is owned and occupied by an individual who bought it in February 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1049 N LOREL AVE, CHICAGO, IL 60651-2843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Warranty Deed, Transfer ALTERRA GROUP LLC
Oct 31, 2016	Loan Modification, Mortgage · Line of Credit BARRINGTON BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2017 · Amount on File
Deed Sale	Feb 10, 2017 · Amount on File
Prior Sale	Dec 1, 2015 · Amount on File
Deed Document Number	201734011
Prior Transfer Date	Nov 5, 2015
Prior Transfer Doc	0000022057
Record Updated	Oct 29, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 10, 2017
Property Address	1049 N LOREL AVE, CHICAGO, IL 60651-2843
Document Number	1704134011
Instrument Date	Dec 15, 2016
Instrument	4134011
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 IOWA ST OAK PARK IL 603022410, OAK PARK, IL 60302-2410

Mortgage

Document Number	1704134012
Date	Feb 10, 2017
Instrument	4134012

Lender

Name	ALTERRA GROUP LLC
Address	350 S RAMPART BLVD # 310, LAS VEGAS, NV 89145-5755

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	1049 N LOREL AVE, CHICAGO, IL 60651-2843
Document Number	1702719093
Instrument Date	Oct 31, 2016
Transaction Type	Mortgage
Record Updated	Feb 10, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1049 N LOREL AVE CHICAGO IL 606512843, CHICAGO, IL 60651-2843

Mortgage

Document Number	1702719093
Date	Jan 27, 2017
Instrument	2719093

Lender

Name	BARRINGTON BK&TR
Type	Bank
Address	BARRINGTON, IL 60010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,400 Land $5,359 Building $13,041	$184,000 Land $53,590 Building $130,410
2023	$2,536.00 (+3.68%)
2022	$2,446.00 Homeowner's exemption	$15,999 Land $4,242 Building $11,757	$159,990 Land $42,420 Building $117,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1049 N Lorel Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1049 N Lorel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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