1049 N 11th St, Reading, PA 19604 Property Records

Berks County property record for 1049 N 11th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,878 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$84,995 (Mar 2018)
Tax Bill	$1,137 (2026)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`5317-45-16-1195`

Property Details

APN / Parcel Number

Primary APN	`5317-45-16-1195`
Alternative APNs	`13-5317-45-16-1195` `13173950` `173950`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,878 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13173950
Street Address	1049 N 11TH ST
City	READING
State	PA
Zip	19604-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	16
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2005
Census Tract	700

Owner

1049 N 11th St is owned and occupied by an individual who bought it in March 2018.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1049 N 11TH ST, READING, PA 19604-2222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2018	Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Apr 6, 2017	Grant Deed, Transfer DIVERSIFIED SETTLEMENT SERVICES IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2018 · Amount on File
Deed Sale	Mar 13, 2018 · Amount on File
Prior Sale	Mar 11, 2010 · Amount on File
Deed Document Number	20188171
Record Updated	Oct 29, 2026

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 13, 2018
Property Address	1049 N 11TH ST, READING, PA 19604-2222
Document Number	0000008171
Instrument Date	Mar 2, 2018
Instrument	2018008171
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$849.95
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 N 11TH ST, READING, PA 19604-2222

Mortgage

Document Number	0000008172
Date	Mar 13, 2018
Instrument	2018008172

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Apr 6, 2017
Property Address	1049 N 11TH ST, READING, PA 19604-2222
Document Number	0000012203
Instrument Date	Mar 28, 2017
Instrument	12203
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	DIVERSIFIED SETTLEMENT SERVICES IN

Transaction

Amount	Amount on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 DORCHESTER AVE WEST LAWN PA 196092322, WEST LAWN, PA 19609-2322

Tax Assessment & Valuation

The 2026 property tax bill for 1049 N 11th St was $1,137.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,137.00	$40,300 Land $16,300 Building $24,000	$16,300 Land $16,300
2024	$1,066.00	$40,300 Land $16,300 Building $24,000
1994			$40,300 Land $16,300 Building $24,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1049 N 11th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1049 N 11th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on N 11th St

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