Wake County property record for 1049 Monmouth Loop, Cary, NC 27513
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,993 sqft · built 2016 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,500 (Jun 2017) |
| Tax Bill | $3,584 (2025) |
| Deeds & Mortgages | Jun 2017 Sale & Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0753.17-12-2026-000 |
| Primary APN | 0753.17-12-2026-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,993 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Area | 393 sqft |
| Porch | Slab |
| Porch Area | 36 sqft |
| Patio Area | 153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 0423922 |
|---|---|
| Street Address | 1049 MONMOUTH LOOP |
| City | CARY |
| State | NC |
| Zip | 27513-4873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMFM |
| Legal Description | LO13 LAUREL CROSSING BM2014-01172 |
| Legal Subdivision | LAUREL CROSSING |
| Legal Lot Number | 13 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 53424 |
1049 Monmouth Loop is owned and occupied by an individual who bought it in June 2017.
Source: Wake County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1049 MONMOUTH LOOP, CARY, NC 27513-4873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2017 | Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Apr 12, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2017 · Amount on File |
| Deed Sale | Jun 21, 2017 · Amount on File |
| Prior Sale | Mar 10, 2016 · Amount on File |
| Deed Book / Page | 16820 / 1995 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 21, 2017 |
| Property Address | 1049 MONMOUTH LOOP, CARY, NC 27513-4873 |
| Document Number | 168201995 |
| Book / Page | 016820 / 001995 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $611.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1049 MONMOUTH LOOP CARY NC 275134873, CARY, NC 27513-4873 |
| Document Number | 168201997 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 016820/001997 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 1049 MONMOUTH LOOP, CARY, NC 27513-4873 |
| Document Number | 167570494 |
| Book / Page | 016757 / 000494 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1049 MONMOUTH LOOP CARY NC 275134873, CARY, NC 27513-4873 |
| Document Number | 167570494 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 016757/000494 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | CARY, NC 27513 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 19, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1049 Monmouth Loop was $3,584.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,584.00 | $415,878 Land $95,000 Building $320,878 | $415,878 Land $95,000 Building $320,878 |
| 2023 | $3,200.00 | $317,463 Land $65,000 Building $252,463 | $317,463 Land $65,000 Building $252,463 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1049 Monmouth Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1049 Monmouth Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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