1049 Miramonte Dr, Hesperus, CO 81326 Property Records

La Plata County property record for 1049 Miramonte Dr, Hesperus, CO 81326

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,948 sqft · built 1999
Lot Size39.8 acres (1,733,688 sqft)
OwnerIndividual Name on File
Last Sale$584,000 (May 2017)
Tax Bill$3,766 (2025)
Deeds & MortgagesDec 2017 Reverse Mortgage
Dec 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN5909-153-02-023

Property Details

APN / Parcel Number

Primary APN5909-153-02-023
Alternative APN
  • R023967

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,948 sqft Living Area
Gross Area3,624 sqft
1st Floor Area2,948 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Lot Area1,733,688 sqft
Garage TypeAttached
Garage Area676 sqft
PorchPorch
Porch Area156 sqft
Patio Area1,020 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account NumberR023967
Street Address1049 MIRAMONTE DR
CityHESPERUS
StateCO
Zip81326-8726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: LONG HOLLOW RCH UN 2 BLOCK: 0 LOT: 23 1049 MIRAMONTE DR HESPERUS 81326
Legal SubdivisionLONG HOLLOW RCH UN 2
Legal Block3
Legal Lot Number23
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO SOUTHWEST
Census Block Group3
Census Block3025
Census Tract940400

Owner

1049 Miramonte Dr is owned by an individual who bought it in May 2017.

Source: La Plata County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1049 MIRAMONTE DR, 2, HESPERUS, CO 81326-8726
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2017Deed of Trust, Mortgage · Reverse Mortgage
OPEN MORTGAGE LLC
Dec 8, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jul 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
TERRY L SADLER
May 31, 2017Warranty Deed, Transfer
COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2017 · Amount on File
Deed SaleMay 31, 2017 · Amount on File
Prior SaleMar 9, 1993 · Amount on File
Deed Document Number20171128921
Prior Transfer DateJun 30, 2014
Prior Transfer Doc0001083717
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address1049 MIRAMONTE DR, HESPERUS, CO 81326-8726
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyCOLORADO TITLE & CLOSING SVC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001137221
DateDec 13, 2017
Instrument1137221
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.96%
Type Change DateJan 1, 2019
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Margin2
Max Rate5%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address1049 MIRAMONTE DR, HESPERUS, CO 81326-8726
Document Number0001137222
Instrument DateDec 8, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1049 MIRAMONTE DR HESPERUS CO 813268726, HESPERUS, CO 81326-8726

Mortgage

Document Number0001137222
DateDec 13, 2017
Instrument1137222
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate4.96%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address1049 MIRAMONTE DR, HESPERUS, CO 81326-8726
Document Number0001131024
Instrument DateJul 19, 2017
Transaction TypeMortgage
Record UpdatedSep 19, 2017
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1049 MIRAMONTE DR HESPERUS CO 813268726, HESPERUS, CO 81326-8726

Mortgage

Document Number0001131024
DateJul 19, 2017
Instrument1131024
Lender
NameTERRY L SADLER
Address123 RIVERVIEW DR, DURANGO, CO 81301-4349
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate20%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA PLATA CO
Recording DateMay 31, 2017
Property Address1049 MIRAMONTE DR, HESPERUS, CO 81326-8726
Document Number0001128921
Instrument DateMay 31, 2017
Instrument1128921
Transaction TypeTransfer
Record UpdatedJun 16, 2017
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transaction

AmountAmount on Record
Tax$58.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1049 MIRAMONTE DR #2 HESPERUS CO 813268726, 2, HESPERUS, CO 81326-8726

Tax Assessment & Valuation

The 2025 property tax bill for 1049 Miramonte Dr was $3,766.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,750 (+1.65%) Land $16,360 Building $51,390$1,066,400 (-) Land $257,500 Building $808,900
2025$3,766.00$66,650 Land $16,090 Building $50,560$1,066,400 Land $257,500 Building $808,900
2023$2,518.00 (+13.94%)$52,310 (+11.09%) Land $15,060 Building $37,250$780,780 (+15.24%) Land $224,810 Building $555,970
2022$2,210.00$47,090 Land $12,730 Building $34,360$677,510 Land $183,100 Building $494,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1049 Miramonte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1049 Miramonte Dr is high, ranking above 80% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 83% of Colorado
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Visionary Broadband
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Miramonte Dr

Nearby Streets

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