1049 Lone Oak Rd, West Point, MS 39773 Property Records

Clay County property record for 1049 Lone Oak Rd, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,614 sqft · built 1993
Lot Size	4.98 acres (216,929 sqft)
Owner	Individual Name on File
Tax Bill	$480 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062 06 0030100`

Property Details

APN / Parcel Number

Primary APN	`062 06 0030100`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,614 sqft Finished Area
1st Floor Area	1,932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	216,929 sqft (4.98 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Patio Area	216 sqft
Shed	1 Shed
Shed Area	276 sqft

Location & Zoning

Street Address	1049 LONE OAK RD
City	WEST POINT
State	MS
Zip	39773-8059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 06 T 17 R 06 4.98 AC SE 1/4 SE 1/4 DB 181/556 & 224/585
Legal Range	06E
Legal Township	17
Legal Section	06
Jurisdiction	CLAY MS
Township / Civil Division	4
Census Block Group	3
Census Block	3019
Census Tract	950100

Owner

1049 Lone Oak Rd is owned and occupied by an individual.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1049 LONE OAK RD, WEST POINT, MS 39773-8059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	1049 LONE OAK RD, WEST POINT, MS 39773-8059
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017005766
Date	Oct 19, 2017
Book Page	498/458
Instrument	2017005766

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount on Record
Term	59 Months
Due	Sep 26, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1049 Lone Oak Rd was $480 with an additional exemption.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$480.00 Additional exemption filed	$16,076 (+0.06%) Land $2,595 Building $13,481	$160,644 (+0.03%) Land $25,946 Building $134,698
2024		$16,067 (-) Land $2,595 Building $13,472	$160,588 (+%) Land $25,946 Building $134,642
2023	$1,282.00 (+0.23%) Additional exemption filed	$16,067 Land $2,595 Building $13,472	$160,585 Land $25,946 Building $134,639
2022	$1,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1049 Lone Oak Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1049 Lone Oak Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20