1049 Kettle Creek Rd, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 1049 Kettle Creek Rd, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,834 sqft · built 1986
Lot Size0.22 acres (9,585 sqft)
Owner2 Individual Names on Record
Last Sale$243,496 (Mar 2015)
Tax Bill$4,542 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-45075-02-180

Property Details

APN / Parcel Number

Primary APN10-45075-02-180

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,834 sqft Living Area
Gross Area2,217 sqft
1st Floor Area1,226 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1994
Architectural StyleSplit Level
Construction TypeWood
Lot Area9,585 sqft (0.22 acres)
Garage TypeAttached
Garage Area383 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address1049 KETTLE CREEK RD
CitySAINT PAUL
StateMN
Zip55123-1519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEXINGTON SQUARE 18 2
Legal SubdivisionLEXINGTON SQUARE
Legal Block2
Legal Lot Number180
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group2
Census Block2003
Census Tract60751

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1049 KETTLE CREEK RD, SAINT PAUL, MN 55123-1519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
May 21, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2015 · Amount on Record
Deed SaleMar 31, 2015 · Amount on Record
Prior SaleMar 25, 2015 · Amount on Record
Deed Document Number20153059029
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address1049 KETTLE CREEK RD, EAGAN, MN 55123-1519
Transaction TypeMortgage
Record UpdatedAug 16, 2021
Title CompanyTITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003482363
DateAug 5, 2021
Instrument3482363
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address1049 KETTLE CREEK RD, EAGAN, MN 55123-1519
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003305820
DateMay 21, 2019
Instrument3305820
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 24, 2049

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,542.00$398,800 Land $95,900 Building $302,900$398,800 Land $95,900 Building $302,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
1,200 / 35
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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