1049 Jay St, Torrance, CA 90502 Property Records

Los Angeles County property record for 1049 Jay St, Torrance, CA 90502

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1954
Lot Size	0.124 acres (5,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Sep 2020)
Tax Bill	$8,186 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7344-006-018`

Property Details

APN / Parcel Number

Primary APN	`7344-006-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,378 sqft (0.124 acres)
Lot Dimensions	130 ft deep x 41 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1049 JAY ST
City	TORRANCE
State	CA
Zip	90502-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LCA1*
Legal Description	TRACT NO 3239 E 41 FT OF W 143 FT OF N 130 FT OF S 165 FT OF LOT 24
Legal Subdivision	3239
Legal Tract	3239
Legal Block	3
Legal Lot Number	24
Jurisdiction	LOS ANGELES CA
Township / Civil Division	COMPTON
Census Block Group	3
Census Block	3009
Census Tract	543503

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1049 JAY ST, TORRANCE, CA 90502-2228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NETX MORTGAGE LLC
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit TORRANCE COMMUNITY FCU
Sep 24, 2020	Grant Deed, Transfer · Conventional Mortgage CALCULATED RISK ANALYTICS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	20201164429
Prior Transfer Date	May 4, 2005
Prior Transfer Doc	0001267810
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	Apr 1, 2026
Property Address	1049 JAY ST, TORRANCE, CA 90502-2228
Document Number	0000223314
Instrument Date	Mar 24, 2026
Instrument	2026223314
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	1049 JAY ST, TORRANCE, CA 90502-2228

Mortgage

Document Number	0000223314,
Date	Apr 1, 2026
Instrument	2026223314

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	1049 JAY ST, TORRANCE, CA 90502-2228
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 JAY ST, TORRANCE, CA 90502-2228

Mortgage

Document Number	0000356021
Date	Jun 1, 2023
Instrument	23-0356021

Lender

Name	TORRANCE COMMUNITY FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 24, 2020
Property Address	1049 JAY ST, TORRANCE, CA 90502-2228
Document Number	0001164429
Map Reference	MB 37 PG 27&28
Instrument Date	Sep 18, 2020
Instrument	20-1164429
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1049 JAY ST, TORRANCE, CA 90502-2228

Mortgage

Document Number	0001164430
Date	Sep 24, 2020
Instrument	20-1164430

Lender

Name	CALCULATED RISK ANALYTICS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Unified School District	Los Angeles Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$651,404 (+2%) Land $521,124 Building $130,280
2025	$8,186.00 (+2.5%)	$638,632 (+4.04%) Land $510,906 Building $127,726
2024	$7,986.00 (+1.84%)
2023	$7,842.00 (+5.18%)	$613,835 Land $491,068 Building $122,767
2022	$7,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE CO. - DOMINGUEZ private · serves 149,490 people · EPA ID CA1910033
Water Source	Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
Last State Inspection	Oct 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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