1049 Fraley St, Salisbury, NC 28146 Property Records

Rowan County property record for 1049 Fraley St, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,602 sqft · built 1980
Lot Size	0.454 acres (19,776 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Feb 2014)
Tax Bill	$1,241 (2026)
Deeds & Mortgages	Nov 2023 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`420A158`

Property Details

APN / Parcel Number

Primary APN	`420A158`
Alternative APN	`10075`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Lot Area	19,776 sqft (0.454 acres)
Lot Dimensions	19.8 ft deep x 10 ft wide
Garage Area	651 sqft
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1049 FRALEY ST
City	SALISBURY
State	NC
Zip	28146-7307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3:SINGLE
Legal Description	L2-5 BA
Legal Subdivision	EASTVIEW HEIGHTS
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	2
Census Block	2015
Census Tract	51101

Owner

1049 Fraley St is owned and occupied by two individuals who bought it in February 2014.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1049 FRALEY ST, SALISBURY, NC 28146-7307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 17, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Feb 8, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2014 · Amount on File
Deed Sale	Feb 28, 2014 · Amount on File
Deed Book / Page	1231 / 947
Prior Transfer Date	Sep 14, 2004
Prior Transfer Doc	1020000420
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1049 FRALEY ST, SALISBURY, NC 28146-7307
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014330676
Date	Nov 30, 2023
Book Page	1433/676

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1049 FRALEY ST, SALISBURY, NC 28146-7307
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013810389
Date	Aug 10, 2021
Book Page	1381/389

Lender

Name	ROCKET MORTGAGE LLC
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1049 FRALEY ST, SALISBURY, NC 28146-7307
Document Number	0013500976
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 FRALEY ST SALISBURY NC 281467307, SALISBURY, NC 28146-7307

Mortgage

Document Number	0013500976
Date	Jun 24, 2020
Book Page	001350/000976

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1049 FRALEY ST, SALISBURY, NC 28146-7307
Document Number	0013220933
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 FRALEY ST SALISBURY NC 281467307, SALISBURY, NC 28146-7307

Mortgage

Document Number	0013220933
Date	Feb 13, 2019
Book Page	001322/000933

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 12, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 1049 Fraley St was $1,241.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,241.00	$185,317 Land $22,000 Building $163,317	$185,317 Land $22,000 Building $163,317
2023	$1,241.00	$185,317 Land $22,000 Building $163,317	$185,317 Land $22,000 Building $163,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1049 Fraley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1049 Fraley St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FAITH serves 1,316 people · EPA ID NC0180055
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon, Windstream.

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