Schenectady County and Schenectady City property record for 1049 Eastern Ave, Schenectady, NY 12308 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,496 sqft · built 1925 |
| Lot Size | 0.108 acres (4,725 sqft) |
| Owner | Individual Name on File |
| Last Sale | $101,000 (Jul 2018) |
| Tax Bill | $5,825 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.28-1-43 |
| Primary APN | 421500 49.28-1-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 836 sqft |
| 2nd Floor Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 4,725 sqft (0.108 acres) |
| Lot Dimensions | 135 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 364 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1049 EASTERN AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUTLER MAP 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20600 |
Source: Schenectady County and Schenectady City records · APN 421500 49.28-1-43
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1049 EASTERN AVE, SCHENECTADY, NY 12308-3440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Jul 02, 2018 | Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2018 · Amount on Record |
| Deed Sale | Jul 02, 2018 · Amount on Record |
| Prior Sale | May 08, 2007 · Amount on Record |
| Deed Document Number | 201829100 |
| Deed Book / Page | 1990 / 543 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1049 EASTERN AVE, SCHENECTADY, NY 12308-3440 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1049 EASTERN AVE, SCHENECTADY, NY 12308-3440 |
| Document Number | 0000039660 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 5131/435 |
| Instrument | 202139660 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 02, 2018 |
| Property Address | 1049 EASTERN AVE, SCHENECTADY, NY 12308-3440 |
| Document Number | 0000029100 |
| Book / Page | 1990 / 543 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 201829100 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $404.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1049 EASTERN AVE, 1049, SCHENECTADY, NY 12308-3440 |
| Name | Verified Name |
|---|---|
| Address | 13 BARCLAY ST, ALBANY, NY 12209-1601 |
| Document Number | 0000029104 |
|---|---|
| Date | Jul 02, 2018 |
| Book Page | 4847/526 |
| Instrument | 201829104 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,825.00 (+4.56%) | $116,700 (-) Land $17,500 Building $99,200 | $193,244 (+30.82%) Land $28,978 Building $164,266 |
| 2023 | $116,700 (-) Land $17,500 Building $99,200 | $147,722 (+3.8%) Land $22,152 Building $125,570 | |
| 2022 | $116,700 Land $17,500 Building $99,200 | $142,317 Land $21,341 Building $120,976 | |
| 2021 | $5,571.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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