1049 Central Ave, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1049 Central Ave, Cincinnati, OH 45202

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,285 sqft · built 1994
Lot Size0.045 acres (1,960 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jan 2016)
Tax Bill$4,869 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN134-0005-0529-00

Property Details

APN / Parcel Number

Primary APN134-0005-0529-00
Alternative APN
  • 0031455

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,285 sqft Living Area
Gross Area1,783 sqft
1st Floor Area498 sqft
2nd Floor Area548 sqft
Upper Floors Area398 sqft
AtticAttic
Attic Area239 sqft
Basement Area498 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area1,960 sqft (0.045 acres)
Lot Width120 ft Width
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1049 CENTRAL AVE
CityCINCINNATI
StateOH
Zip45202-1057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOL
Legal Description1049 CENTRAL AVE .0453 AC LOT 8 BETTS LONGWORTH COURT SUB
Legal SubdivisionBETTS LONGWORTH COURT SUB
Legal Lot Number8
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3020
Census Tract26400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Betts-Longworth Historic District
listed 1983 · 136 contributing resources · NRIS 83004304

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1049 CENTRAL AVE, CINCINNATI, OH 45202-1057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2016 · Amount on Record
Deed SaleJan 11, 2016 · Amount on Record
Prior SaleMar 4, 2014 · Amount on Record
Deed Document Number20162367
Prior Transfer DateFeb 1, 2002
Prior Transfer Doc0088300730
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1049 CENTRAL AVE, CINCINNATI, OH 45202-1057
Document Number0000084368
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyOLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1049 CENTRAL AVE CINCINNATI OH 452021057, CINCINNATI, OH 45202-1057

Mortgage

Document Number0000084368
DateAug 24, 2020
Book Page014238/001347
Instrument84368
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 23, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,869.00 (+6.89%)$75,817 (-) Land $8,050 Building $67,767$216,620 (-) Land $23,000 Building $193,620
2024$4,555.00 (-2.19%)$75,817 (-) Land $8,050 Building $67,767
2023$4,657.00 (+7.01%)$75,817 (+19.35%) Land $8,050 Building $67,767$216,620 (+19.35%) Land $23,000 Building $193,620
2022$4,352.00 Homeowner's exemption$63,525 Land $8,855 Building $54,670
2020$181,500 Land $25,300 Building $156,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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