Chesterfield County property record for 1049 Arbor Heights Ter, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $768,385 (May 2026) |
| Tax Bill | $978 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 721-70-38-79-600-000 |
| Primary APN | 721-70-38-79-600-000 |
|---|---|
| Alternative APNs |
|
| Sewer | Connected |
|---|
| Account Number | 484482000 |
|---|---|
| Street Address | 1049 ARBOR HEIGHTS TER |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-3376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 - SING |
| Legal Description | CHARTER COLONY WEST SEC 1A L 0 |
| Legal Subdivision | CHARTER COLONY WEST |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 100928 |
Source: Chesterfield County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1049 ARBOR HEIGHTS TER, MIDLOTHIAN, VA 23114-3376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 8, 2025 | Bargain and Sale Deed, Transfer · Line of Credit REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Deed Document Number | 202617608 |
| Deed Book / Page | 15250 / 197 |
| Prior Transfer Date | Oct 8, 2025 |
| Prior Transfer Doc | 0015029-56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | May 15, 2026 |
| Property Address | 1049 ARBOR HEIGHTS TER, MIDLOTHIAN, VA 23114-3376 |
| Document Number | 0000017608 |
| Book / Page | 15250 / 197 |
| Instrument Date | May 12, 2026 |
| Instrument | 202617608 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $77,607.39 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000017609, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202617609 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Oct 8, 2025 |
| Property Address | 1049 ARBOR HEIGHTS TER, MIDLOTHIAN, VA 23114-3376 |
| Document Number | 0015029-56 |
| Book / Page | 15029 / 56 |
| Map Reference | MB 322 PG 78 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 250034505 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $624.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 800 HETHWOOD BLVD, BLACKSBURG, VA 24060-4207 |
| Investor | Possibly a Property Investor |
| Document Number | 0250034506 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 250034506 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $978.00 (+14.52%) | $106,000 (+10.42%) Land $106,000 | $106,000 (+10.42%) Land $106,000 |
| 2025 | $854.00 | $96,000 Land $96,000 | $96,000 Land $96,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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