1049 Ames St, Hammond, IN 46320 Property Records

Lake County property record for 1049 Ames St, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,829 sqft · built 2007
Lot Size	0.143 acres (6,250 sqft)
Owner	Owner Name on File
Tax Bill	$2,353 (2024)
Deeds & Mortgages	Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0103-0029`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0103-0029`
Alternative APNs	`45-07-06-328-033.000-023` `263501030029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,829 sqft Living Area
Basement Area	1,820 sqft

Exterior

Year Built	Built 2007
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-26-35-0103-0029
Old Parcel Number	263501030029
Street Address	1049 AMES ST
City	HAMMOND
State	IN
Zip	46320-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORRIS ADD. L.27 BL.6 AND L.28 BL.6
Legal Subdivision	MORRIS ADD
Legal Block	6
Legal Lot Number	27
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4008
Census Tract	20800

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	1049 AMES ST, HAMMOND, IN 46320-2733
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2007
Deed Sale	Feb 28, 2007
Prior Sale	Feb 28, 2007
Deed Document Number	2007017311
Last Transfer Date	May 9, 2012
Transfer Doc	0000030971
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1049 AMES ST, HAMMOND, IN 46320-2733
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 AMES ST, HAMMOND, IN 46320-2733

Mortgage

Document Number	0000010701
Date	Apr 8, 2024
Instrument	2024-510701

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,300 (+33.35%) Land $24,100 Building $208,200	$232,300 (+33.35%) Land $24,100 Building $208,200
2024	$2,353.00 (+8.03%)
2023		$174,200 (+5.64%) Land $23,700 Building $150,500	$174,200 (+5.64%) Land $23,700 Building $150,500
2022	$2,178.00 Homeowner's exemption	$164,900 Land $23,700 Building $141,200	$164,900 Land $23,700 Building $141,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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