10489 Outer Rd, Odessa, MO 64076 Property Records

Lafayette County property record for 10489 Outer Rd, Odessa, MO 64076 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2006
Square Footage1,848 sqft Living Area
Lot Size182,952 sqft (4.2 acres)
GarageAttached, 971 sqft
OccupancyOwner Occupied
Tax Bill$3,428.00 (2025)

Property Details

APN / Parcel Number

Primary APN15-9.0-32-0-000-002.020

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,848 sqft Living Area
Basement Area1,388 sqft Basement
Stories1 Story
FlooringWood
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area182,952 sqft (4.2 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached
Garage Area971 sqft Garage
PorchSlab
Porch Area95 sqft Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address10489 OUTER RD
CityODESSA
StateMO
Zip64076-6208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 MITCHELL ESTATES & PT OF SW1/4 OF NE1/4; 1074-1101, 1077-387, 2021SU0041, 2021DR3263, 2021DR3264, 2024DR4278
Legal Range27
Legal Township49
Legal Section32
Legal SubdivisionMITCHELL ESTATES
Legal Lot Number1
JurisdictionLAFAYETTE MO
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4081
Census Tract90100

Owner

Source: Lafayette County records · APN 15-9.0-32-0-000-002.020

Assessment roll updated October 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10489 OUTER RD, ODESSA, MO 64076-6208
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
THINK MUTUAL BANK
Mar 30, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Feb 11, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LCC
Jul 23, 2024Deed of Trust, Mortgage
ZONA R MITCHELL
May 22, 2015Deed of Trust, Mortgage · Conventional Mortgage
THINK MUTUAL BANK
Jul 05, 2016Deed of Trust, Mortgage · Line of Credit
THINK MUTUAL BANK
Jul 05, 2016Deed of Trust, Mortgage
THINK MUTUAL BANK
Nov 21, 2024Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY MORTGAGE LLC
Nov 20, 2024Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY MORTGAGE LLC
Jun 25, 2021Warranty Deed, Transfer
Jun 25, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2024
Deed SaleNov 20, 2024
Prior SaleJun 25, 2021
Deed Document Number20244278
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address10489 OUTER RD, ODESSA, MO 64076-6208
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019DR1322
DateApr 18, 2019
Instrument2019DR1322
Lender
NameTHINK MUTUAL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 01, 2039

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address10489 OUTER RD, ODESSA, MO 64076-6208
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021DR1553
DateMar 30, 2021
Instrument2021DR1553
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address10489 OUTER RD, ODESSA, MO 64076-6208
Transaction TypeMortgage
Record UpdatedFeb 03, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022DR0777
DateFeb 11, 2022
Instrument2022DR0777
Lender
NameFIGURE LENDING LCC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMar 01, 2032
Interest
Rate TypeAdjustable Rate

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address10489 OUTER RD, ODESSA, MO 64076-6208
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024DR2551
DateJul 23, 2024
Instrument2024DR2551
Lender
NameZONA R MITCHELL
Agreement
AmountAmount Recorded

May 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address10489 OUTER RD, ODESSA, MO 64076-6208
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10489 OUTER RD, ODESSA, MO 64076-6208

Mortgage

Document Number2015DR1771
DateMay 22, 2015
Instrument2015DR1771
Lender
NameTHINK MUTUAL BANK
AddressROCHESTER, MN 55903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2035

July 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address10489 OUTER RD, ODESSA, MO 64076-6208
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02016/2500
DateJul 05, 2016
Book Page2016/2500
Instrument2016DR2500
Lender
NameTHINK MUTUAL BANK
TypeBank
AddressROCHESTER, MN 55901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 24, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address10489 OUTER RD, ODESSA, MO 64076-6208
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02016/2501
DateJul 05, 2016
Book Page2016/2501
Instrument2016DR2501
Lender
NameTHINK MUTUAL BANK
TypeBank
AddressROCHESTER, MN 55901
Agreement
AmountAmount Recorded
Term59 Months
DueJun 25, 2021

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address10489 OUTER RD, ODESSA, MO 64076-6208
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024DR4299
DateNov 21, 2024
Instrument2024DR4299
Lender
NameCOMMUNITY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateNov 20, 2024
Property Address10489 OUTER RD, ODESSA, MO 64076-6208
Document Number2024DR4278
Instrument DateNov 14, 2024
Instrument2024DR4278
Transaction TypeTransfer
Record UpdatedFeb 03, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10489 OUTER RD, ODESSA, MO 64076-6208

Mortgage

Document Number2024DR4299
DateNov 20, 2024
Instrument2024DR4299
Lender
NameCOMMUNITY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateJun 25, 2021
Property Address10489 OUTER RD, ODESSA, MO 64076-6208
Document Number2021DR3263
Instrument DateJun 25, 2021
Instrument2021DR3263
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10489 OUTER RD, ODESSA, MO 64076-6208

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateJun 25, 2021
Property Address10489 OUTER RD, ODESSA, MO 64076-6208
Document Number2021DR3264
Instrument DateJun 25, 2021
Instrument2021DR3264
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10489 OUTER RD, ODESSA, MO 64076-6208

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated October 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLafayette County
Unified School DistrictOdessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,428.00 (+11.92%)$50,952 (+14%)$268,170 (+14%) Land $46,380 Building $221,790
2024$3,063.00
2023$44,694$235,230 Land $40,680 Building $194,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (29107C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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