10488 State Rte 416 W, Robards, KY 42452 Property Records

Henderson County property record for 10488 State Rte 416 W, Robards, KY 42452

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1986
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,100 (Oct 1985)
Tax Bill	$1,374 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-28`

Property Details

APN / Parcel Number

Primary APN	`60-28`
Alternative APN	`46976`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Finished Area

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Porch	Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	46976
Street Address	10488 STATE ROUTE 416 W
City	ROBARDS
State	KY
Zip	42452-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SINGLE FAMILY
Legal Subdivision	WOOD TOLLIVER
Legal Lot Number	14
Jurisdiction	HENDERSON KY
Township / Civil Division	CORYDON
Census Block Group	1
Census Block	1038
Census Tract	20901

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10488 STATE ROUTE 416 W, ROBARDS, KY 42452-9508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
May 22, 2020	Deed of Trust, Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1985 · Amount on Record
Deed Sale	Oct 1, 1985 · Amount on Record
Deed Document Number	0000360299
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	10488 STATE ROUTE 416 W, ROBARDS, KY 42452-9508
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	WESTERN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1396/153
Date	Jun 27, 2022
Book Page	MT1396/153
Instrument	2022006547

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	10488 STATE ROUTE 416 W, ROBARDS, KY 42452-9508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOREMAN WATSON LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1313/597
Date	May 22, 2020
Book Page	MT 1313/597
Instrument	2020004600

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,374.00 (-0.79%) Homeowner's exemption	$119,000 (-)	$119,000 (-)
2023	$1,385.00 Homeowner's exemption	$119,000	$119,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 416 W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures