10488 Red Oak Dr, Saint John, IN 46373 Property Records

Lake County property record for 10488 Red Oak Dr, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,917 sqft · built 2019
Lot Size	0.271 acres (11,815 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (May 2023)
Tax Bill	$5,159 (2024)
Deeds & Mortgages	May 2023 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-15-03-154-015.000-015`

Property Details

APN / Parcel Number

Primary APN	`45-15-03-154-015.000-015`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,917 sqft Living Area
Basement Area	1,377 sqft
Finished Basement	1,120 sqft

Exterior

Year Built	Built 2019
Construction Type	Brick
Foundation Type	Raised
Roof Material	Other
Lot Area	11,815 sqft (0.271 acres)
Lot Dimensions	139 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10488 RED OAK DR
City	SAINT JOHN
State	IN
Zip	46373-0410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GATES OF ST JOHN UNIT 6D TRACT 172 LOT C EX. NW'LY 61.78FT.
Legal Subdivision	THE GATES OF ST JOHN
Legal Tract	172
Legal Lot Number	C
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1019
Census Tract	42904

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10488 RED OAK DR, SAINT JOHN, IN 46373-0410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 4, 2020	Deed of Trust, Mortgage · VA Mortgage EAGLE HOME MORTGAGE LLC
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 22, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Document Number	2023-514781
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 16, 2023
Property Address	10488 RED OAK DR, SAINT JOHN, IN 46373-0410
Document Number	0000014781
Map Reference	DOC 2017067935
Instrument Date	May 2, 2023
Instrument	2023-514781
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10488 RED OAK DR, SAINT JOHN, IN 46373-0410

Mortgage

Document Number	0000014782
Date	May 16, 2023
Instrument	2023-514782

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10488 RED OAK DR, SAINT JOHN, IN 46373-0410
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066056
Date	Sep 21, 2020
Instrument	2020 066056

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10488 RED OAK DR, SAINT JOHN, IN 46373-0410
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	INDIANA TITLE NETWORK CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008414
Date	Feb 4, 2020
Instrument	2020 008414

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2049

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 7, 2021
Property Address	10488 RED OAK DR, SAINT JOHN, IN 46373-0410
Document Number	0000007632
Map Reference	MB 110 PG 72
Instrument Date	May 3, 2021
Instrument	2021-507632
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10488 RED OAK DR, SAINT JOHN, IN 46373-0410

Mortgage

Document Number	0000007633
Date	May 7, 2021
Instrument	2021-507633

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Feb 22, 2019
Property Address	10488 RED OAK DR, SAINT JOHN, IN 46373-0410
Document Number	0000011082
Instrument Date	Feb 19, 2019
Instrument	2019 011082
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2022
Title Company	INDIANA TITLE NETWORK CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12905 PARKER RD, LEMONT, IL 60439-8777

Mortgage

Document Number	0000011083
Date	Feb 22, 2019
Instrument	2019 011083

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$490,300 (+7.43%) Land $77,600 Building $412,700	$490,300 (+7.43%) Land $77,600 Building $412,700
2024	$5,159.00 (+8.66%)
2023		$456,400 (+17.15%) Land $81,600 Building $374,800	$456,400 (+17.15%) Land $81,600 Building $374,800
2022	$4,748.00 (+25.14%)	$389,600 Land $74,200 Building $315,400	$389,600 Land $74,200 Building $315,400
2021	$3,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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