10488 Balsa St, Rancho Cucamonga, CA 91730 Property Records

San Bernardino County property record for 10488 Balsa St, Rancho Cucamonga, CA 91730

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,464 sqft · built 1976
Lot Size	0.168 acres (7,296 sqft)
Owner	2 Individual Names on File
Last Sale	$813,000 (Aug 2026)
Tax Bill	$6,424 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1077-251-49-0000`

Property Details

APN / Parcel Number

Primary APN	`1077-251-49-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	1,464 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,296 sqft (0.168 acres)
Lot Dimensions	114 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10488 BALSA ST
City	RANCHO CUCAMONGA
State	CA
Zip	91730-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8928 LOT 24
Legal Subdivision	TRACT NO 8928
Legal Tract	8928
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	2028

Owner

10488 Balsa St is owned and occupied by two individuals who bought it in August 2026.

Source: San Bernardino County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10488 BALSA ST, RANCHO CUCAMONGA, CA 91730-1702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 2, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 25, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WINNPOINTE CORPORATION
Apr 27, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	Jun 25, 2020 · Amount on File
Deed Document Number	2026204735
Prior Transfer Date	Sep 4, 2019
Prior Transfer Doc	0000337173
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 10, 2026
Property Address	10488 BALSA ST, RANCHO CUCAMONGA, CA 91730-1702
Document Number	0000204735
Instrument Date	Aug 3, 2026
Instrument	2026204735
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,324.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10488 BALSA ST, RANCHO CUCAMONGA, CA 91730-1702

Mortgage

Document Number	0000204736,
Date	Aug 10, 2026
Instrument	2026204736

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10488 BALSA ST, RANCHO CUCAMONGA, CA 91730-1702
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10488 BALSA ST, RANCHO CUCAMONGA, CA 91730-1702

Mortgage

Document Number	0000388789
Date	Dec 2, 2022
Instrument	2022-0388789

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10488 BALSA ST, RANCHO CUCAMONGA, CA 91730-1702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100129
Date	Apr 2, 2019
Instrument	2019-0100129

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 25, 2020
Property Address	10488 BALSA ST, RANCHO CUCAMONGA, CA 91730-1702
Document Number	0000211163
Map Reference	MB 124 PG 76-78
Instrument Date	Jun 8, 2020
Instrument	2020-0211163
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10488 BALSA ST, RANCHO CUCAMONGA, CA 91730-1702

Mortgage

Document Number	0000211164
Date	Jun 25, 2020
Instrument	2020-0211164

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 19, 2019
Property Address	10488 BALSA ST, RANCHO CUCAMONGA, CA 91730-1702
Document Number	0000337173
Map Reference	MB 124 PG 76-78
Instrument Date	Sep 4, 2019
Instrument	2019-0337173
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10488 BALSA ST, RANCHO CUCAMONGA, CA 91730-1702

Mortgage

Document Number	0000337174
Date	Sep 19, 2019
Instrument	2019-0337174

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 27, 2018
Property Address	10488 BALSA ST, RANCHO CUCAMONGA, CA 91730-1702
Document Number	0000153860
Map Reference	MB 124 PG 76-78
Instrument Date	Apr 18, 2018
Instrument	2018-0153860
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10488 BALSA ST, RANCHO CUCAMONGA, CA 91730-1702

Mortgage

Document Number	0000153861
Date	Apr 27, 2018
Instrument	2018-0153861

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10488 Balsa St was $6,424.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Elementary School District	Central Elementary School District (KG - 08)
Secondary School District	Chaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$588,434 (+2%) Land $147,108 Building $441,326
2025	$6,424.00 Homeowner's exemption	$576,897 Land $144,224 Building $432,673
2023	$6,119.00 (+1.63%) Homeowner's exemption	$554,496 Land $138,624 Building $415,872
2022	$6,021.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10488 Balsa St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10488 Balsa St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks, Inyo Networks, Verizon.

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