10487 Phal Rd, Grass Lake, MI 49240 Property Records

Jackson County property record for 10487 Phal Rd, Grass Lake, MI 49240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2001
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on Record
Last Sale	$168,500 (Feb 2014)
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000-15-17-251-001-04`

Property Details

APN / Parcel Number

Primary APN	`000-15-17-251-001-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	70,567 sqft (1.62 acres)
Lot Dimensions	354 ft deep x 200 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10487 PHAL RD
City	GRASS LAKE
State	MI
Zip	49240-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2- SIN
Legal Description	BEG AT E 1/4 POST OF SEC 17 TH N01DEG 15'55''E 841.08 FT TO POB TH N85DEG 58'56''W 200 FT TH N01DEG 15'55''E 354 FT TH S85DEG
Legal Range	02E
Legal Township	03S
Legal Section	17
Legal Subdivision	GRASS LAKE
Jurisdiction	JACKSON MI
Township / Civil Division	GRASS LAKE
Census Block Group	1
Census Block	1025
Census Tract	6804

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10487 PHAL RD, GRASS LAKE, MI 49240-9711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ELECTRONIC REGISTRATI
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage HURON VALLEY FINANCIAL INC HURON VALLEY FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2014 · Amount on Record
Deed Sale	Feb 27, 2014 · Amount on Record
Prior Sale	Feb 8, 2006 · Amount on Record
Deed Document Number	20142675033
Deed Book / Page	2027 / 745
Prior Transfer Date	Feb 3, 2014
Prior Transfer Doc	0002674449
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Apr 29, 2021
Property Address	10487 PHAL RD, GRASS LAKE, MI 49240-9711
Document Number	0002882402
Book / Page	2187 / 112
Instrument Date	Mar 26, 2021
Instrument	2882402
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10487 PHAL RD, GRASS LAKE, MI 49240-9711

Mortgage

Document Number	0021870113
Date	Apr 29, 2021
Instrument	2187-0113

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	10487 PHAL RD, GRASS LAKE, MI 49240-9711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MIDSTATE TTL AGCY OF SOUTHER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002830441
Date	Aug 28, 2019
Book Page	2147/0152
Instrument	2830441

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	10487 PHAL RD, GRASS LAKE, MI 49240-9711
Document Number	0002850902
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10487 PHAL RD GRASS LAKE MI 492409711, GRASS LAKE, MI 49240-9711

Mortgage

Document Number	0002850902
Date	May 26, 2020
Book Page	002162/001113
Instrument	2850902

Lender

Name	MORTGAGE ELECTRONIC REGISTRATI

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	10487 PHAL RD, GRASS LAKE, MI 49240-9711
Document Number	0002781494
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10487 PHAL RD

Mortgage

Document Number	0002781494
Date	Oct 30, 2017
Book Page	002109/000606
Instrument	2781494

Lender

Name	HURON VALLEY FINANCIAL INC HURON VALLEY FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Grass Lake Charter Township
Unified School District	Grass Lake Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,200 (+11.88%)	$382,400 (+11.88%)
2025	$3,064.00 (-27.75%)	$170,900 (+11.48%)	$341,800 (+11.48%)
2024	$4,241.00 (+10.59%)
2023		$153,300	$306,600
2022	$3,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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