10487 E Lyon Rd, Readyville, TN 37149 Property Records

Rutherford County property record for 10487 E Lyon Rd, Readyville, TN 37149

Property Summary

Property Type	Single Family Home
Details	1,794 sqft · built 1915
Lot Size	3.22 acres (140,263 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Sep 2022)
Tax Bill	$887 (2023)
Deeds & Mortgages	Nov 2025 Construction Loan Sep 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`132-010.05-000`

Property Details

APN / Parcel Number

Primary APN	`132-010.05-000`
Alternative APNs	`132 01005` `R0114633`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,794 sqft Living Area
1st Floor Area	3,588 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Galvanized Metal
Lot Area	140,263 sqft (3.22 acres)
Porch	Slab
Porch Area	1,625 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0114633
Street Address	10487 E LYON RD
City	READYVILLE
State	TN
Zip	37149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 3 BILL D & JOYCE BONER SURVEY N/R
Legal Subdivision	KEVEN FOX TWO LOT
Legal Tract	3
Legal Lot Number	1
Jurisdiction	RUTHERFORD TN
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	40600

Owner

10487 E Lyon Rd is owned by an individual who acquired it in October 2025.

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10493 E LYON RD, READYVILLE, TN 37149-4592
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Intrafamily Transfer, Transfer · Construction Mortgage FARM CREDIT MID AMERICA FLCA
Sep 19, 2022	Warranty Deed, Transfer LAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TTL SVCS LLC
Oct 4, 2021	Warranty Deed, Transfer LAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TTL SVCS LLC
Jul 9, 2020	Warranty Deed, Transfer · Conventional with PMI FARM CREDIT SVCS
Feb 21, 2018	Warranty Deed, Transfer FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on File
Deed Sale	Sep 19, 2022 · Amount on File
Prior Sale	Oct 4, 2021 · Amount on File
Deed Document Number	20222463645
Deed Book / Page	2282 / 3834
Last Transfer Date	Oct 29, 2025
Transfer Doc	0025921136
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 18, 2025
Property Address	10487 E LYON RD, READYVILLE, TN 37149
Document Number	0025921136
Book / Page	2592 / 1136
Map Reference	CAB 52 PG 14
Instrument Date	Oct 29, 2025
Instrument	2622887
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	AMERICAN E TITLE LLC, AMERICAN T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10493 E LYON RD, READYVILLE, TN 37149-4592

Mortgage

Document Number	0025921138
Date	Nov 18, 2025
Instrument	2592/1138

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Nov 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Sep 19, 2022
Property Address	10487 E LYON RD, READYVILLE, TN 37149
Document Number	0022823834
Book / Page	2282 / 3834
Instrument Date	Sep 15, 2022
Instrument	2463645
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	LAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TTL SVCS LLC

Transaction

Amount	Amount on Record
Tax	$703.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10487 E LYON RD, READYVILLE, TN 37149

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Oct 4, 2021
Property Address	10487 E LYON RD, READYVILLE, TN 37149
Document Number	0021493093
Book / Page	2149 / 3093
Instrument Date	Sep 30, 2021
Instrument	2395184
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	LAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TTL SVCS LLC

Transaction

Amount	Amount on Record
Tax	$708.02
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S CHURCH ST, MURFREESBORO, TN 37130-3732

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 9, 2020
Property Address	10487 E LYON RD, READYVILLE, TN 37149
Document Number	RB19282725
Book / Page	001928 / 002725
Instrument Date	Jul 8, 2020
Instrument	2287351
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	TRISTAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10523 E LYON RD READYVILLE TN 371494592, READYVILLE, TN 37149-4592

Mortgage

Document Number	RB19282727
Date	Jul 9, 2020
Book Page	001928/002727
Instrument	2287352

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40299

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 8, 2035

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 21, 2018
Property Address	10487 E LYON RD, READYVILLE, TN 37149
Document Number	0016502751
Book / Page	1650 / 2751
Instrument Date	Feb 20, 2018
Instrument	2131737
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 RIVER BARFIELD RD, MURFREESBORO, TN 37128-6251

Mortgage

Document Number	0002131738
Date	Feb 21, 2018
Instrument	2131738

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,475 (+13.05%) Land $46,950 Building $6,525	$213,900 Land $187,800 Building $26,100
2025		$47,300 Land $41,575 Building $5,725
2023	$887.00	$47,300 Land $41,575 Building $5,725	$189,200 (-) Land $166,300 Building $22,900
2022			$189,200 Land $166,300 Building $22,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10487 E Lyon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10487 E Lyon Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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