10486 S 275 E, Flat Rock, IN 47234 Property Records

Shelby County property record for 10486 S 275 E, Flat Rock, IN 47234

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 864 sqft · built 1920
Lot Size42.1 acres (1,837,361 sqft)
OwnerTrust Name on File
Tax Bill$2,330 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN73-15-27-200-008.000-014

Property Details

APN / Parcel Number

Primary APN73-15-27-200-008.000-014
Alternative APNs
  • 01017078586
  • 0051701000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
AtticAttic
Attic Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeWood
Roof MaterialAsphalt
Lot Area1,837,361 sqft (42.1 acres)
PorchPorch
Porch Area42 sqft
Granary530 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number01017078586
Street Address10486 S 275 E
CityFLAT ROCK
StateIN
Zip47234-9730
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSE NE 27 11 7 ( 41.59+.59) 42.18 AC SURVEY 03/14/2016)
JurisdictionSHELBY IN
Township / Civil DivisionNOBLE
Census Block Group2
Census Block2075
Census Tract710900

Owner

10486 S 275 E, a rural home, is held in a trust since June 2016.

Source: Shelby County records, as of June 23, 2026

Owner of RecordTrust Name on File
Mailing Address2643 E 1000 S, FLAT ROCK, IN 47234-9732
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 8, 2016
Transfer Doc2016003149
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IN
Property Address10486 S 275 E, FLAT ROCK, IN 47234-9730
Transaction TypeMortgage
Record UpdatedMar 12, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020000818
DateFeb 5, 2020
Instrument2020000818
Lender
NameFIRST FARMERS BANK & TRUST
TypeBank
AddressCONVERSE, IN 46919
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueMar 24, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 10486 S 275 E was $2,330, down 5.1% from the year before.

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyShelby County
County SubdivisionNoble Township
Unified School DistrictShelby Eastern Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,330.00 (-5.13%)$158,900 Land $90,100 Building $68,800$158,900 Land $90,100 Building $68,800
2024$2,456.00 (+8.43%)
2023$2,265.00 (+9.53%)$146,200 (+10.67%) Land $82,400 Building $63,800$146,200 (+10.67%) Land $82,400 Building $63,800
2022$2,068.00$132,100 Land $68,300 Building $63,800$132,100 Land $68,300 Building $63,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10486 S 275 E in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims16 (1993–2008)
Claims Outside the SFHA1 of 16
Most Recent ClaimJun 2008 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 6 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10486 S 275 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TDS Telecom
DSL
50 / 10
AT&T
Fixed Wireless
25 / 3
T-Mobile
Fixed Wireless
25 / 3

May also be available: Verizon, Xfinity.

Nearby Properties on S 275 E

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