10486 Burgess Rd, Temple, TX 76501 Property Records

Bell County property record for 10486 Burgess Rd, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1988
Lot Size	1.44 acres (62,726 sqft)
Last Sale	$92,100 (Aug 2015)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0455470500`

Property Details

APN / Parcel Number

Primary APN	`0455470500`
Alternative APNs	`406810` `799429`

Interior

Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	732 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	62,726 sqft (1.44 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Canopy	80 sqft
Storage Building	320 sqft

Location & Zoning

Street Address	10486 BURGESS RD
City	TEMPLE
State	TX
Zip	76501-7371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0014BC M MORENO, ACRES 1.44
Legal Subdivision	M MORENO
Legal Block	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2038
Census Tract	21400

Owner

The current owner of 10486 Burgess Rd bought it in August 2015.

Source: Bell County records, as of July 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Mailing Address	10486 BURGESS RD, TEMPLE, TX 76501-7371
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Last Sale	Aug 7, 2015 · Amount on File
Deed Sale	Aug 7, 2015 · Amount on File
Deed Document Number	201530297
Prior Transfer Date	Jul 14, 2015
Prior Transfer Doc	0000030296
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10486 BURGESS RD, TEMPLE, TX 76501-7371
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10486 BURGESS RD, TEMPLE, TX 76501-7371

Mortgage

Document Number	0000053228
Date	Dec 4, 2023
Instrument	2023053228

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10486 BURGESS RD, TEMPLE, TX 76501-7371
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059532
Date	Oct 30, 2020
Instrument	2020-00059532

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10486 BURGESS RD, TEMPLE, TX 76501-7371
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079993
Date	Dec 6, 2021
Instrument	2021079993

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10486 Burgess Rd was $1,114 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,114.00	$166,799	$244,915 Land $28,852 Building $216,063
2023	$1,080.00 (-37.35%) Homeowner's exemption	$215,303 Land $25,955 Building $189,348	$215,303 Land $25,955 Building $189,348
2022	$1,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10486 Burgess Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10486 Burgess Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL MILAM FALLS WSC serves 6,885 people · EPA ID TX0140007
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Western Broadband.

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