10485 Phar Lap Dr, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10485 Phar Lap Dr, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,211 sqft · built 1964
Lot Size	0.267 acres (11,613 sqft)
Owner	Company Name on File
Last Sale	$1,680,000 (Aug 2014)
Tax Bill	$25,246 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2021 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`326-35-071`

Property Details

APN / Parcel Number

Primary APN	`326-35-071`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,211 sqft Living Area
1st Floor Area	2,211 sqft
Family Room	Family Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	11,613 sqft (0.267 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	10485 PHAR LAP DR
City	CUPERTINO
State	CA
Zip	95014-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Subdivision	1960 CORTE MADERA HIGHLANDS
Legal Lot Number	26,27
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	507701

Owner

10485 Phar Lap Dr is owned by a company that acquired it in September 2021 and is owner-occupied.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Company Name on File
Mailing Address	10485 PHAR LAP DR, CUPERTINO, CA 95014-1117
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 6, 2021	Intrafamily Transfer, Transfer
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 16, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Sep 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Sep 18, 2019	Deed of Trust, Mortgage · ARM US BANK NA
May 27, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2014 · Amount on File
Deed Sale	Aug 28, 2014 · Amount on File
Deed Document Number	201422690411
Last Transfer Date	Sep 24, 2021
Transfer Doc	0025124531
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10485 PHAR LAP DR, CUPERTINO, CA 95014-1117
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10485 PHAR LAP DR, CUPERTINO, CA 95014-1117

Mortgage

Document Number	0025516536
Date	Aug 10, 2023
Instrument	25516536

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 6, 2021
Property Address	10485 PHAR LAP DR, CUPERTINO, CA 95014-1117
Document Number	0025124531
Map Reference	MB 91 PG 50&51
Instrument Date	Sep 24, 2021
Instrument	25124531
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10485 PHAR LAP DR, CUPERTINO, CA 95014-1117

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10485 PHAR LAP DR, CUPERTINO, CA 95014-1117
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10485 PHAR LAP DR, CUPERTINO, CA 95014-1117

Mortgage

Document Number	0025077430
Date	Aug 25, 2021
Instrument	25077430

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	7.37%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10485 PHAR LAP DR, CUPERTINO, CA 95014-1117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023805473
Date	Nov 16, 2017
Instrument	23805473

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	8.12%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10485 PHAR LAP DR, CUPERTINO, CA 95014-1117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024029248
Date	Sep 24, 2018
Instrument	24029248

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10485 PHAR LAP DR, CUPERTINO, CA 95014-1117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024283348
Date	Sep 18, 2019
Instrument	24283348

Lender

Name	US BANK NA
Type	Bank
Address	95104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	7.87%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10485 PHAR LAP DR, CUPERTINO, CA 95014-1117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024487931
Date	May 27, 2020
Instrument	24487931

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10485 Phar Lap Dr was $25,246 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,190,624 (+2%) Land $1,691,717 Building $498,907
2025	$25,246.00 Homeowner's exemption	$2,147,672 Land $1,658,547 Building $489,125
2023	$24,382.00 (+1.13%) Homeowner's exemption	$2,064,278 Land $1,594,145 Building $470,133
2022	$24,110.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10485 Phar Lap Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10485 Phar Lap Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUPERTINO serves 16,336 people · EPA ID CA4310018
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Phar Lap Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures