10485 E Tracy Dr, Rochelle, IL 61068 Property Records

Ogle County property record for 10485 E Tracy Dr, Rochelle, IL 61068

Property Summary

Property TypeSingle Family Home
Details2,164 sqft · built 2020
Lot Size0.573 acres (24,967 sqft)
OwnerIndividual Name on File
Last Sale$45,500 (Jun 2017)
Tax Bill$9,019 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-20-208-002

Property Details

APN / Parcel Number

Primary APN24-20-208-002

Interior

Stories1 Story
Building Area2,164 sqft Living Area
Basement Area2,164 sqft
Unfinished Basement2,164 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area24,967 sqft (0.573 acres)
Lot Dimensions125 ft deep x 200 ft wide

Location & Zoning

Street Address10485 E TRACY DR
CityROCHELLE
StateIL
Zip61068-9212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 PHASE 1 WESTWOOD SUBD RE-PLAT LTS 1-8 49, 50 OF JOHN W TILTONS WESTWOOD SUB
Legal SubdivisionWESTWOOD SUBD RE-PLAT LTS ONE-EIGHT FOUR
Legal PhaseE
Legal Lot Number1-8,11
JurisdictionOGLE IL
Township / Civil DivisionFLAGG
Census Block Group1
Census Block1067
Census Tract961200

Owner

Source: Ogle County assessment roll, APN 24-20-208-002, as of April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10484 E TRACY DR, ROCHELLE, IL 61068
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK
Oct 15, 2020Correction Deed, Construction Loan · Construction Mortgage
FIRST ST BK-ROCHELLE
Jun 26, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2017 · Amount on Record
Deed SaleJun 13, 2017 · Amount on Record
Prior SaleJan 13, 2015 · Amount on Record
Deed Document Number20173301
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address10485 E TRACY DR, ROCHELLE, IL 61068-9212
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000003226
DateMay 04, 2021
Instrument202103226
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051
Interest
Rate TypeFixed Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address10485 E TRACY DR, ROCHELLE, IL 61068-9212
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000005619
DateJul 30, 2021
Instrument202105619
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 26, 2026
Interest
Rate TypeFixed Rate

October 2020: Correction Deed, Construction Loan

Document TypeCorrection Deed
JurisdictionOGLE IL
Recording DateOct 15, 2020
Property Address10484 E TRACY DR, ROCHELLE, IL 61068
Document Number0000007826
Instrument DateOct 15, 2020
Instrument7826
Transaction TypeConstruction Loan
Record UpdatedNov 02, 2020
Title CompanyINGEO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10485 E TRACY DR ROCHELLE IL 61068, ROCHELLE, IL 61068

Mortgage

Document Number0000007826
DateOct 15, 2020
Instrument7826
Lender
NameFIRST ST BK-ROCHELLE
Address304 E IL ROUTE 38, ROCHELLE, IL 61068-9694
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 14, 2021
Interest
Rate5%

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOGLE IL
Recording DateJun 26, 2020
Property Address10484 E TRACY DR, ROCHELLE, IL 61068
Document Number0000004170
Instrument DateJun 25, 2020
Instrument4170
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address48638 S SKARE RD ROCHELLE IL 61068, ROCHELLE, IL 61068

Tax Assessment & Valuation

Source: Ogle County assessment roll as of April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionFlagg Township
Elementary School DistrictRochelle Community Consolidated District 231 (PK - 08)
Secondary School DistrictRochelle Township High School District 212 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,019.00 (+14.57%)$123,908 (+22.11%) Land $11,521 Building $112,387$371,724 (+22.11%) Land $34,563 Building $337,161
2023$101,472 (+5.09%) Land $9,634 Building $91,838$304,416 (+5.09%) Land $28,902 Building $275,514
2022$7,872.00$96,557 Land $6,062 Building $90,495$289,671 Land $18,186 Building $271,485

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ogle County (17141C), as of December 30, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171419612001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims9 (1993–2010)
Most Recent ClaimJul 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2010 · 2 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 28 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1415050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAQUA ILLINOIS-WOODLAWN
private · serves 290 people
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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