10482 Shelby Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 10482 Shelby Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,857 sqft · built 2002
Lot Size	7.11 acres (309,712 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jul 2020)
Tax Bill	$2,846 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34011`

Property Details

APN / Parcel Number

Primary APN	`34011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,857 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	309,712 sqft (7.11 acres)
Garage Area	672 sqft
Porch	Slab
Deck Area	516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10482 SHELBY LN
City	GLOUCESTER
State	VA
Zip	23061-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	LOCKWOOD PARCELS PARCEL 8
Legal Subdivision	PLAT: PB22 693-693A
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2008
Census Tract	100201

Owner

10482 Shelby Ln is owned and occupied by two individuals who bought it in July 2020.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10482 SHELBY LN, GLOUCESTER, VA 23061-6013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Warranty Deed, Transfer · ARM LANGLEY FEDERAL CREDIT UNION
Feb 8, 2018	Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on File
Deed Sale	Jul 21, 2020 · Amount on File
Prior Sale	Feb 8, 2018 · Amount on File
Deed Document Number	20203523
Prior Transfer Date	Aug 3, 2011
Prior Transfer Doc	0000003739
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 21, 2020
Property Address	10482 SHELBY LN, GLOUCESTER, VA 23061-6013
Document Number	200003523
Instrument Date	Jun 17, 2020
Instrument	200003523
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10482 SHELBY LN, GLOUCESTER, VA 23061-6013

Mortgage

Document Number	200003524
Date	Jul 21, 2020
Instrument	200003524

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2025

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 8, 2018
Property Address	10482 SHELBY LN, GLOUCESTER, VA 23061-6013
Document Number	180000570
Instrument Date	Jan 18, 2018
Instrument	180000570
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10482 SHELBY LN, GLOUCESTER, VA 23061-6013

Mortgage

Document Number	180000573
Date	Feb 8, 2018
Instrument	180000573

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10482 Shelby Ln was $2,846, up 6.8% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,846.00 (+6.79%)	$488,150 (+12.46%) Land $80,880 Building $407,270	$488,150 (+12.46%) Land $80,880 Building $407,270
2025	$2,665.00 (+5.34%)	$434,060 (-) Land $81,750 Building $352,310	$434,060 (-) Land $81,750 Building $352,310
2024	$2,530.00	$434,060 (-) Land $81,750 Building $352,310	$434,060 (-) Land $81,750 Building $352,310
2023	$2,530.00 (+10.14%)	$434,060 (+36.94%) Land $81,750 Building $352,310	$434,060 (+36.94%) Land $81,750 Building $352,310
2022	$2,297.00	$316,960 Land $60,370 Building $256,590	$316,960 Land $60,370 Building $256,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10482 Shelby Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10482 Shelby Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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