10482 Rich Neck Rd, Claiborne, MD 21624 Property Records

Talbot County property record for 10482 Rich Neck Rd, Claiborne, MD 21624

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1980
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$387,900 (Dec 2023)
Tax Bill	$2,194 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-186692`

Property Details

APN / Parcel Number

Primary APN	`05-186692`
Alternative APNs	`5186692` `186692`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	186692
Street Address	10482 RICH NECK RD
City	CLAIBORNE
State	MD
Zip	21624-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3,4 - 100X125 W/S RICH NECK RD
Legal Lot Number	3,4
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	1
Census Block	1053
Census Tract	960800

Owner

10482 Rich Neck Rd is owned by two individuals who bought it in December 2023.

Source: Talbot County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	739 DENTON HOLLOW RD, WEST CHESTER, PA 19382-7020
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit SHORE UNITED BK
Dec 27, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on File
Deed Sale	Dec 5, 2023 · Amount on File
Prior Sale	Dec 27, 2017 · Amount on File
Deed Book / Page	3087 / 439
Transfer Doc	0000001489
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Dec 5, 2023
Property Address	10482 RICH NECK RD, CLAIBORNE, MD 21624-2008
Document Number	0030870439
Book / Page	3087 / 439
Instrument Date	Dec 1, 2023
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,939.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	739 DENTON HOLLOW RD, WEST CHESTER, PA 19382-7020

Mortgage

Document Number	0030870444
Date	Dec 5, 2023
Book Page	3087/444

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	10482 RICH NECK RD, CLAIBORNE, MD 21624-2008
Document Number	0026360132
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8285 MUELLER DR EASTON MD 216016974, EASTON, MD 21601-6974

Mortgage

Document Number	0026360132
Date	Aug 26, 2019
Book Page	002636/000132

Lender

Name	SHORE UNITED BK
Address	EASTON, MD 21601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	TALBOT MD
Recording Date	Dec 27, 2017
Property Address	10482 RICH NECK RD, CLAIBORNE, MD 21624-2008
Document Number	0025020344
Book / Page	002502 / 000344
Instrument Date	Oct 16, 2017
Transaction Type	Transfer
Record Updated	Mar 19, 2018

Transaction

Amount	Amount on Record
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10482 RICH NECK RD CLAIBORNE MD 216242008, CLAIBORNE, MD 21624-2008

Tax Assessment & Valuation

The 2026 property tax bill for 10482 Rich Neck Rd was $2,194, up 9.7% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,194.00 (+9.7%)	$231,533 (+8.29%)	$267,000 (+24.88%) Land $86,900 Building $180,100
2025	$2,000.00	$213,800 Land $80,200 Building $133,600	$213,800 Land $80,200 Building $133,600
2023	$1,676.00	$195,933	$213,800 Land $80,200 Building $133,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10482 Rich Neck Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	41 (1979–2024)
Claims Outside the SFHA	13 of 41
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10482 Rich Neck Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAIBORNE private · serves 60 people · EPA ID MD0200002
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Nov 2022
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Easton Velocity.

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